Go to page: What are your questions about RMDs?From: REAP, LLC. | Retirement & Estate Advisors & Professionals
You’ve worked hard to save for your retirement. You’ve also carefully built a plan for managing your savings before and after you leave the workforce.
Among other things, this means considering the ins and outs of required minimum distributions (RMDs) for your retirement accounts.
Are you unclear about the rules or any recent changes? Here are some of the…
From: www.lazardassetmanagement.com
Issuance of convertible bonds has soared since COVID-19 brought a new driver of volatility to financial markets. Issuance of these fixed income securities, which give holders the option to convert their bonds into a predetermined number of equity shares in the same company, had been relatively low since the global financial crisis, but surged in April and May of this year. In fact,…
From: www.marketwatch.com
You’re taking a bet you may not fully realize
How much of your retirement savings are you now gambling on the fortunes of just six companies?
If you’re holding them in an S&P 500 SPX, +0.84% stock market index fund, the answer is: About a quarter.
From: www.forbes.com
Every so often, the stock market goes wild. Volatility goes up, people start freaking out, and there’s talk of market timing.
When you have a bull market, as we’ve enjoyed for a very long time, it’s easy to listen to the folks who say you should buy-and-hold for the long term.
When the market starts fluctuating, it becomes much harder to toe…
From: www.morningstar.com
What we’ve learned about sticking out bear markets, avoiding short-term losses, and not trying to time the market.
When investors experience market turmoil like that of the past couple of weeks, it can be hard to keep focused on the long-term potential of investing in stocks, even in spite of evidence that staying the course is…
From: awealthofcommonsense.com
At the lows, the S&P 500 was off roughly 34% from its highs.
From those lows it’s now up almost 25%.
This is confusing to many investors for a number of reasons:
From: oceanparkam.com
We have a question to ask you: when it comes time to buy, will you?
What Just Happened?
On a daily and even hourly basis, investors and every day citizens are worried, and they are struggling to determine what the COVID-19 virus means for their personal health and their personal finances. With no shortage of uncertainty, a rush to…
From: visualcapitalist.com
Structured notes are gaining momentum in the market, with a whopping $2 trillion in assets under management (AUM) globally.
So why haven’t more investors heard of them?
Traditionally, structured notes had a $1 million minimum investment. They were only available to high-net-worth or institutional investors—but they are now becoming more accessible.
Today’s infographic from Halo Investing explains what…
From: www.fool.com
Qualified dividend tax rates and ordinary dividend tax rates are two different categories. Here’s how to know if your dividends qualify for the lowest tax rates and what it could mean to your wallet.
When you receive a dividend payment from an investment, it will fall into one of two categories for tax purposes: qualified or ordinary. The tax…
From: www.nerdwallet.com
Retirement mistakes can increase the chances of outliving your money. Getting an objective second opinion can help.
One of the biggest retirement mistakes you can make is not realizing what you don’t know.
I regularly hear from people in or near retirement who misunderstand how Social Security works, dramatically underestimate life expectancies or fail…
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