From: americancentury.com
In this month’s feature article, we hit on one theme we’ve seen over 2022, which has been the continued outperformance of U.S. stocks vs. international markets. Through a series of charts, we exhibit the value of global diversification, highlight what investors may give up by avoiding international markets, and explain the role of currencies on non-U.S. stock returns.
A CD available with up to a 40% return
From: www.investmentnews.com
In the wake of the devastation caused by Hurricane Ian, future retirees ought to factor ‘Florida risk’ into their retirement decision-making.
We don’t normally do it in this space, but it’s time we talk about the weather.
Most of the On Planning columns here at InvestmentNews revolve around the perils associated with the investing side of retirement and how to avoid them. Our wheelhouse…
Go to page: 5 Ways to Prepare for a Potential Recession
By Ted James
Perhaps you’ve seen lots of headlines about a looming recession, and you can’t help but stress over your financial future. You want to do everything you can to keep your household on stable footing if economic conditions turn sour. By working with the professionals at REAP, you can ensure that you’re still saving for retirement and properly allocating your portfolio. Plus, these tips will show you how to…
From: www.thinkadvisor.com
This year has been one long roller-coaster ride for investors. Despite November’s stock market rally, the S&P 500 is still down about 17% year to date. Clients who leaned into the summer’s bear market may be seeing big gains, while others may be cutting their losses. And those who invested in…
From: smartasset.com
60/40 portfolio allocation is a popular investing approach. Put simply, it’s an allocation strategy that consists of 60% equities and 40% bonds. This approach, which may allow for robust growth while remaining relatively risk-averse, has shown long-term positive returns over the course of decades and has been a mainstay for many investors. But amid a volatile year in the…
From: www.reuters.com
• FTX founder Bankman-Fried secretly moved $10 billion in funds to trading firm Alameda – sources
• Bankman-Fried showed spreadsheets to colleagues that revealed shift in funds to Alameda – sources
• Spreadsheets indicated between $1 billion and $2 billion in client money is unaccounted for – sources
• Executives set up book-keeping “back door” that thwarted red…
From: www.financial-planning.com
Americans are now retiring three or four years later in life than they did three decades ago, puzzling researchers and reversing a trend that had lasted more than a century.
From: www.morningstar.com
This year’s brutal market has tested their downside protection.
Buffer funds—which promise to limit downside losses from equity market exposure while capping upside returns—have grown increasingly popular. By my count, there are now roughly 120 exchange-traded funds plus a handful of open-end mutual funds following this approach. Since the first buffer products appeared on the scene in 2016, assets have…
From: www.advisorperspectives.com
I built a 4.36% real (inflation-adjusted) systematic withdrawal portfolio using a 30-Year TIPS ladder.
In June, I wrote about safe spend rates and concluded that a balanced portfolio could only support a 3.3% real withdrawal rate for a 30 year period with a 90% chance of success. There are differing opinions on what a safe spend rate should…
Copyright © 2024 • REAP | Retirement & Estate Advisors & Professionals • All rights reserved
(855) 904-REAP • info@retirementestateplan.com
