Archive for Developer

Don’t be a myopic lemming when the bears growl

21st Jan, 2016

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Don’t be a myopic lemming when the bears growl

From: heraldtribune.com

It is winter, but the bears are not hibernating. They are everywhere.

It is a rare day when their growls are not heard up and down Wall Street. Therefore, take heed and guard yourself against joining the lemmings as they run for the sea, panicked by the sounds of the bears.

Selling off sound stocks needlessly will only turn temporary discomfort into permanent…

Opinion: This time-tested strategy takes investing risk head-on

13th Jan, 2016

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Opinion: This time-tested strategy takes investing risk head-on

From: marketwatch.com

In 2015, a diversified investment portfolio didn’t really protect you from the market’s gut-wrenching volatility.

There’s a good chance that 2016 will be a repeat, this time with bond funds suffering through a rising-rate environment, stocks struggling against volatility, emerging and international markets offering little help, and cash and money markets offering only near-zero returns.

As a result, the new year again has investors…

Here’s what happened the last 10 times the stock market disintegrated into a bear market

13th Jan, 2016

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Here’s what happened the last 10 times the stock market disintegrated into a bear market

From: finance.yahoo.com

No one wants to dwell on the bad times, but sometimes it’s important to look back to know what the future may hold.

In JPMorgan Asset Management’s massive guide to global markets, David Kelly and his team included a look at the past 10 times the US stock market has headed into a bear market.

Defined as…

Last Year Was Big for Corporate Bonds – What About 2016?

13th Jan, 2016

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Last Year Was Big for Corporate Bonds – What About 2016?

From: financial-planning.com

(Bloomberg) – Corporate bonds had a big year in 2015, but it was not necessarily a good one.

Goldman Sachs analysts led by Lotfi Karoui highlight 15 records broken by the corporate bond market last year, including many that left many advisors and investors unhappy.

For example, high-yield bonds sold by companies with more fragile balance sheets recorded their worst annual…

Kitces: A Counterintuitive Approach to Liquidity

13th Jan, 2016

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Kitces: A Counterintuitive Approach to Liquidity

From: financial-planning.com

Liquidity may be an appealing characteristic for an investment, but a growing base of research is finding that illiquidity may be even more desirable. Ironically, demand for illiquid investments is so low, that they appear to carry persistent excess return premiums. This view has been popularized in recent years by people including David Swensen of Yale Endowment, who racked up a whopping 13.9% annual…

Americans Don’t Have Enough Money to Retire

8th Jan, 2016

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Americans Don’t Have Enough Money to Retire

From: finance.yahoo.com

As the Dow Jones Industrial Average was falling significantly Thursday, Fidelity Investments reported that 55% of Americans don’t have enough money saved to cover their basic needs in retirement. According to the survey, which Fidelity conducts every other year, just 45% of Americans will be able to afford essentials like housing, healthcare and food in their golden years.

“Fifty-five percent of Americans are not…

Nurse Reveals the Top Five Regrets People Make on their Deathbed

5th Dec, 2015

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Nurse Reveals the Top Five Regrets People Make on their Deathbed

From: wakeup-world.com

For many years I worked in palliative care. My patients were those who had gone home to die. Some incredibly special times were shared. I was with them for the last three to twelve weeks of their lives. People grow a lot when they are faced with their own mortality.

I learnt never to underestimate someone’s capacity for growth. Some…