The Baby Boomer Dilemma

From: AFEA

Greetings REAP Clients,

AFEA, my non-profit group I am affiliated with, has distribution rights for The Baby Boomer Dilemma: An Expose of America’s Retirement Experiment, which are limited until this summer. So, I wanted to highlight its efficacy for you now. Please see the summary below.

– David H. Morgan

The Build Back Better Tax Alarmists Who Cried Wolf

From: www.wealthmanagement.com

Turns out the sky is NOT falling, but it’s best to be prepared for it.

As the old saying goes, economists have predicted 27 of the past five recessions. That’s how I feel about all the handwringing over President Joe Biden’s massive infrastructure and tax plan.

While it’s popular in the media (and on Capitol Hill) to bash those with 8- ,…

Get These 2021 Tax Breaks Before They’re Gone

From: www.wsj.com

Making the most of these tax-code changes before year-end could reduce what you owe the IRS next April

Plan your 2021 taxes now—or else.

Or else what? Or else risk missing out on a large stimulus payment, or face a surprise bill at tax-filing time, or forgo a charitable deduction.

Year-end tax planning always matters, but new or temporary tax-code changes make it different…

The Impact of a Parent’s Death

From: www.nextavenue.org

Even after a long life, there is grief. But sometimes, tension among family members can be resolved.

Marty Galex died in August of this year at the age of 84. He is survived by Bobbie, his wife of 64 years, in significant cognitive decline and living in a memory care unit of a skilled nursing facility in Austin, Texas. The Galex family includes four…

Get professional help with your taxes

REAP is now offering a FREE tax review!

Did you know that since 2001 there have been 3,000 changes to the U.S. tax code? This has lead to confusion and mistakes that have cost money for many people.

Did you know, you can save an average of $2,500 annually by using an experienced tax professional?

Give us a call now at (855) 904-REAP for your FREE tax review, and check out…

St. Louis by Matt Carpenter

From: The Players’ Tribune

There’s something about home plate at Busch Stadium. It might just look like another batter’s box to you. But it’s different, man. It really is. When I was up to bat, I could feel the rhythm of the park — the heartbeat of a baseball city. On a fall night, 45,000 in the stands, I could feel all of St. Louis right…

Expand Your Core: Constructing a Bond Portfolio to Prosper in Changing Environments

From: Ocean Park Asset Management

Executive Summary:

• Just as the S&P 500 Index is the “go-to” benchmark for U.S. stocks, the Bloomberg Barclays U.S. Aggregate Bond Index (often called the “Agg”) acts as the go-to index for core U.S. bonds.

• U.S. 10-year Treasury rates have fallen for the past 40 years from a high of over 15% to 1.3%…

Maximize Your Social Security

A webinar by REAP’s David H. Morgan, MSFS, CFF, RMA, CEP®. Learn more about David here.

By Hazel Bridges

If you’re an older adult who’s just starting to enjoy retirement, you’ve probably taken some time to evaluate your life and where you’re at. A poll by the University of Michigan reported that 80% of questioned seniors felt a strong sense of inner peace. A big part of this overall life satisfaction is linked to the choice of residence or where seniors live out their lives.

This phenomenon is…