From: www.morningstar.com
We may be entering a new bull market, but nearly all of 2023′s returns are from the largest stocks, including Apple, Microsoft, and Nvidia.
It may seem like the stock market is having a good year. But take a closer look, and you see that its gains are more highly concentrated than ever before. Just a handful of stocks are responsible for…
From: www.mutualofomaha.com
According to a 2019 U.S. Census Bureau report, more than 10,000 people in the U.S. turn 65 every day a number that’s only going to grow over the next five years. In addition to being the age at which Americans become eligible for Medicare, 65 has long been regarded as the traditional age for retirement. But as we’re living longer, and in many…
From: Allianz
Clients in today’s economic environment need to be prepared for a variety of risks to their financial well-being. Their retirement strategy in particular needs a mix of assets that can help support and protect long-term goals.
Along with traditional sources of retirement income – including Social Security benefits, a 401(k), an annuity, and other investments – a fixed index universal life insurance (FIUL) policy can play an important…
From: stern.nyu.edu
From: floridaestateplanning.com
In this whitepaper I’ll review two recently enacted Florida statutes that provide additional opportunities in your estate plans. I’ll also review one strategy to consider if you have adult children with highly appreciated property. The first statute affects married couples, The Florida Community Property Trust Act. The other new Florida law is for clients who want a professional trustee, but don’t want…
From: www.morningstar.com
While bonds disappointed as diversifiers in 2022, they’ve historically performed well during economic downturns.
The Federal Reserve’s campaign to stamp out inflation by lifting interest rates caused pain for both stocks and bonds last year, prompting correlations between the two assets to increase sharply. But surging interest rates have given rise to another worry: Could the Fed overshoot on interest rates, pushing…
The Society of Actuaries created this great retirement infographic that communicates life expectancy in a very simple way. Many people base their planning on what their grandparents or parents experienced, but individual life expectancies have improved dramatically over the past century.
From: www.aaepa.com
Revocable Trusts lay the foundation for many an Estate Plan. They serve various functions, like avoiding probate, planning for incapacity, protecting beneficiaries, and providing continuity after death. Revocable Trusts provide the grantor with flexibility by giving the grantor the right to change the trust during their lifetime. Well-written trusts contain explicit instructions regarding the steps…
From: www.linkedin.com
I’m utilizing two separate sources for this post as both complement each other nicely:
Patrick Roberts, JD from HedgeStone Business Advisors (insights) & Clay Brock from Hadley Capital (image below).
Patrick elaborates… Venture Capital (VC) and Private Equity (PE) represent separate forms of investment…
From: floridaestateplanning.com
Many clients don’t consider visiting with an estate planning attorney until they reach their 60s, 70s or even 80s. That’s a shame because younger clients could benefit from such a relationship in any number of ways.
During the Savings & Loan crisis back in the 1980s, for example, an entrepreneur by the name of Sam Idelson teamed up with David…
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