From: kitces.com
In the world of investment advice, defining a value proposition is relatively straightforward. Advisors can offer superior investment selection, better investment analysis, effective diversification and risk management, built on the foundation of a quality investment process, all in pursuit of the investment holy…
From: kitces.com
For any financial planner who charges for their advisory services, quantifying the value (or value-add) of good financial planning advice is crucial in order justify the cost. At the most basic level, no service business is viable – financial planning or otherwise – if the value of what’s delivered fails to exceed its cost.
Yet ultimately, the exercise of trying to…
From: FundChoice
1. Financial Health Assessment
We tend to be biased when evaluating our finances. A financial advisor will assess your current financial health from an objective standpoint.
2. Tailored Goal Formation
From professional and personal to health and familial, setting goals is a daunting task. The right financial advisor will help you draw a financial thread through your ambitions and set appropriate, realistic, and manageable fiscal…
As we start a new year, many of us have made a resolution to get healthier in 2016. Most New Year’s resolutions are focused on physical health—but financial health is equally important. We contend that advisors are essential to the financial health of their clients. More than ever, they provide immense value, due to the digital advice movement. At the same time, they also are required to better articulate the value they bring to…
From: thinkadvisor.com
Calling all conscientious advisors: Dalbar’s latest investor behavior study shows — for the 21st time actually — that investors are their own worst enemies and that good advisors who step up and manage investor behavior can be their best friends.
The Boston-based consulting firm just released its famous…
From: nytimes.com
If you are lucky to earn more money than you need each month, there was probably a time when you could have used some advice about how best to spend, save and protect it.
But if you looked around for a big national firm that swore to do the right thing, you would not have found it. Doing it right means putting your interests…
From: marketwatch.com
They say that if something looks, acts and quacks like a duck, it must be a duck.
But what if you take a bite of it and it tastes like chicken?
That’s the conundrum facing the financial-services world right now as the big brokerage houses try to convince the public through advertisements and actions that they are fiduciaries — putting…
From: northwestern.edu
Why are investors so keen to invest in growth firms like Uber or Facebook—growth firms that seem risky yet have historically produced low average returns—when, say, value stocks like General Electric seem like such an attractive bet?
In new research, Dimitris Papanikolaou, an associate professor of finance at the Kellogg School, investigates. His research recently won the Amundi Smith Breeden Award for best paper in…
From: thinkadvisor.com
The Servo Wealth Management principal shows what an advisor can add, and what the absence of one can cost.
Many a client relationship failed to materialize because the prospect balked at paying the annual advisory fee.
It’s an understandable concern, from the prospective client’s point of view, since he wants to invest in order to make money, yet the only immediate certainty is…
From: forbes.com
According to the latest 2014 release of Dalbar’s Quantitative Analysis of Investor Behavior (QAIB), the average investor in a blend of equities and fixed-income mutual funds has garnered only a 2.6% net annualized rate of return for the 10-year time period ending Dec. 31, 2013.
The same average investor hasn’t fared any better over longer time frames. The 20-year annualized return comes…
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