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‘I lost my life savings’: Terra Luna cryptocurrency collapses 98% overnight

‘I lost my life savings’: Terra Luna cryptocurrency collapses 98% overnight From: www.independent.co.uk Users of popular crypto forum fear they will become homeless after wipeout The price of the Terra…

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Don’t Bother Trying to Pick Stocks

Don’t Bother Trying to Pick Stocks From: us.dimensional.com New Dimensional research shows that managers usually fall short when they try to outguess market prices. That’s good news for investors. If…

Moving Assets To A Tax-Free World

Moving Assets To A Tax-Free World From: www.fa-mag.com Change is in the air. And since the tax law is involved, you can be certain that “change” doesn’t mean the final…

A Different Kind of Diversification Pays Off for Retirees

A Different Kind of Diversification Pays Off for Retirees From: www.kiplinger.com Retirement savers can get more income with less volatility using income allocation instead of asset allocation. Before you take…

Why Prenups Aren’t Just for Millionaires

…under pressure. What makes a prenup valid? State law determines whether a prenup is enforceable and valid, but in general, each partner must fully disclose their assets and should work…

Readers Offer Their Advice on Talking to Aging Parents About Estate Plans

Readers Offer Their Advice on Talking to Aging Parents About Estate Plans From: wsj.com Many have useful tips for gentle persuasion while others spell out a more direct approach Want…

Florida Medicaid (SMMC-LTC) Income & Assets Limits for Nursing Homes & Long Term Care

…community based services applicant is permitted a Community Spouse Resource Allowance (CSRA). In 2024, this Spousal Impoverishment Rule allows the community spouse (the non-applicant spouse) to retain up to $154,140…

Annuities Have Long Gotten a Bad Rap. Retirement Experts Now Say Savers Should Consider Basic Options for Guaranteed Income

Annuities Have Long Gotten a Bad Rap. Retirement Experts Now Say Savers Should Consider Basic Options for Guaranteed Income From: www.barrons.com Financial planners long have counseled retirement savers to keep…

The Retirement Management Advisor® Program

…experience and a clean regulatory record. Ethics Comply with the Institute Code of Professional Responsibility or lose the certification Education Complete the comprehensive online course and attend the RMA Capstone…

The 6 Big Retirement Mistakes — and One Way to Avoid Them

The 6 Big Retirement Mistakes — and One Way to Avoid Them From: www.nerdwallet.com Retirement mistakes can increase the chances of outliving your money. Getting an objective second opinion can…