REAP Risk Analysis

Your name*

Email address*

Phone*

What are your investment objectives?*

Please describe*

What is your current household income?

What is your approximate net worth? (excluding your primary residence)

What is your federal income tax bracket?

What is your investment experience?

Time Horizon

When do you expect to begin withdrawing money from your investment account?

For how many years will you be making the withdrawals?

How much do you rely on income from this investment?

Risk Tolerance

Investment decisions involve a trade-off between risk and return. Risk is any possibility of loss to your portfolio value. Return is the amount earned or profit on an investment. Generally, investments with the highest potential for gains carry the greatest risk of loss.

Indicate the response that you feel best describes your risk tolerance:

What is your annual investment return expectation relative to inflation?

Satisfied with investments keeping pace with inflation

Like investments to moderately outpace inflation and am willing to accept some long term risk to achieve this goal

Prefer investments to significantly outpace inflation and am willing to accept moderate long-term risks to achieve this goal

Desire investments to achieve highest performance possible and am willing to accept substantial long term risk to achieve this goal

How strongly do you agree or disagree with the following statement: “I am willing to lose larger sums of money in the short term if I can enjoy potentially higher returns in the long term.”

Strongly Agree

Agree

Disagree

Strongly Disagree

Which hypothetical portfolio are you most comfortable with, considering the possible outcomes of $100,000 invested for 5 years:

Worst Case: $50,000 - Best Case: $300,000

Worst Case: $75,000 - Best Case: $250,000

Worst Case: $100,000 - Best Case: $200,000

Worst Case: $110,000 - Best Case: $150,000

What is your investment priority?

Increasing returns

Primarily increasing returns while also reducing risk

Primarily reducing risk while also increasing returns

Reducing risk

Historically, markets have experienced downturns, both short-term and prolonged, followed by market recoveries. Suppose you owned a well-diversified portfolio that fell by 20% (i.e. $100,000 initial investment would now be worth $80,000) over a short period, consistent with the overall market.

From the above scenario, assuming you still have 10 years until you begin withdrawals, how would you react?

I would not change my portfolio

I would wait at least 1 year before changing to options that are more conservative

I would wait at least 3 months before changing to options that are more conservative

I would immediately change to options that are more conservative

Which of the following statements best describes your attitude towards long-term investing?

I am willing to accept the lower returns associated with conservative investments that have minimal chance for loss of principal

In order to pursue moderate returns, I am willing to accept moderate fluctuations in the value of my investments

In order to pursue moderately high returns, I am willing to accept significant fluctuations in the value of my investments

In seeking maximum returns, I am willing to accept large fluctuations in the value of my investments and substantial risk of loss to principal

If a unique circumstance were to require an amount of capital equal to at least one-fourth the value of this portfolio, where would you obtain the money?

I cannot envision a circumstance that would require that much capital

All from this portfolio

The majority from this portfolio

From other savings/investments

Less than half for this portfolio, and the remainder from other savings and investments

Investments generate returns in different ways. Which of the following more closely describes your view?

Dividend yields and interest is better suited for meeting living expense

Overall return is my primary concern; it doesn’t matter where it comes from or how it is employed to meet any cash flow needs I may have

Describe the kind of risk which with you are comfortable:

I could handle being down over a three-year period, but not longer.

I could handle a one-year loss, but do not want to pursue a strategy that could result in longer periods of loss.

I could handle losses over one or two quarters, but would not be comfortable subjecting myself to longer down periods.

I don’t want to lose any money ever. I could handle only a very small loss over a few months at most. I could accept being down over longer than three years if my long-term return potential was above average.

Type the characters*

(855) 904-REAP

info@retirementestateplan.com

Risk Analysis Form

Time Horizon

Risk Tolerance