By David H. Morgan
From talk given at Ormond Beach Presbyterian Church
We are living in turbulent times. Al around us in the past year we have witnessed a myriad of storms:
1. Natural Ones: such as many hurricanes, earthquakes, forest fires, and other sorts of weather extremes. Just this morning, and many times recently, there remain more and more articles about rising seas nationally, continued turbulence in the oceans and the Gulf of Mexico, and local…
From: wharton.upenn.edu
Wharton’s Olivia S. Mitchell states the stark truth about saving: “Let’s be honest, saving is no fun. People don’t get ‘utils’ (or utility) out of saving. They get utils out of spending. Therefore we must devise new ways to make saving more enjoyable.”
Retirees can get those utils if their savings, including pensions or annuities, are sufficient to finance their lifestyle…
By David H. Morgan
From talk given at Ormond Beach Presbyterian Church
The A, B, C’s and D of Stewardship
What is stewardship and what does it mean to you, to me, and OBPC?
I think they can be best explained by the A, B, C, and D’s of giving:
I. My Personal History: Left Atlanta in 2003-04, searched for a church home for 3, 4 years. I opted to finally decide on OBPC for a myriad of reasons,…
From: www.medicaidplanningassistance.org
Medicaid is a health care program for low-income individuals of any age. While there are various coverage groups, this page is focused on long-term care Medicaid eligibility for Florida senior residents (aged 65 and over). In addition to care services in nursing homes, adult family care homes (adult…
From: www.forbes.com
Learning about services that Medicare covers, and their cost, is an important discussion topic for Medicare beneficiaries. However, there is one subject that rarely comes up: hospice, end-of-life care for the terminally ill.
Many studies have shown that earlier end-of-life care can have a positive impact: reduced administration of unnecessary medications, fewer hospital admissions…
Go to page: Embrace Learning: The Rewarding Path of Education in RetirementBy Ted James
Retirement, a phase often associated with leisure, is increasingly becoming a time for educational rejuvenation. More retirees are recognizing the value of returning to academia, not just as a pastime, but as a means to enrich their later years. This article from Retirement & Estate Advisors & Professionals (REAP) sheds light on the multifaceted benefits of embracing education after retirement — from mental rejuvenation to new career paths — to illustrate…
From: www.westminster.ac.uk
The University of Westminster is pleased to announce that following a large review of Royal Patronages, King Charles III will become the University’s Royal Patron continuing a long history of royal connections.
Previously, Queen Elizabeth II was the University’s patron from 1993 until her death in September 2022.
Go to page: Secure Your Financial Freedom with These TipsBy Ted James
Building personal financial health is crucial for reducing reliance on Social Security and Medicare. Proactive financial planning not only secures long-term stability but also empowers you with the freedom to make choices that align with your life goals. By adopting a strategic approach to managing your finances, you can ensure a more secure and independent future. In this article, we will explore practical tips for enhancing your financial health.
A comprehensive budget…
From: www.legacy-group.org
Sometimes the ideas we take for granted start to fall apart when we take a closer look. Check out this video to begin separating fact from fiction.
From: www.kiplinger.com
Not only can taxes, inflation and health care costs catch you unprepared in retirement, but so can the costs of supporting others and paying for the fun stuff.
Forecasting expenses in the distant future, particularly over the span of several decades, poses a considerable challenge. As we funnel funds into our IRAs or 401(k)s, the prevailing sentiment often leans toward a hopeful outlook,…
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