Miscellaneous

The A, B, C’s and D of Stewardship

11th Jul, 2024

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By David H. Morgan

From talk given at Ormond Beach Presbyterian Church

The A, B, C’s and D of Stewardship

What is stewardship and what does it mean to you, to me, and OBPC?

I think they can be best explained by the A, B, C, and D’s of giving:

I. My Personal History: Left Atlanta in 2003-04, searched for a church home for 3, 4 years. I opted to finally decide on OBPC for a myriad of reasons,…

Florida Medicaid (SMMC-LTC) Income & Assets Limits for Nursing Homes & Long Term Care

17th Jun, 2024

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Florida Medicaid (SMMC-LTC) Income & Assets Limits for Nursing Homes & Long Term Care

From: www.medicaidplanningassistance.org

Florida Medicaid Long-Term Care Definition

Medicaid is a health care program for low-income individuals of any age. While there are various coverage groups, this page is focused on long-term care Medicaid eligibility for Florida senior residents (aged 65 and over). In addition to care services in nursing homes, adult family care homes (adult…

Got Questions About Medicare Hospice Services? Here Are Some Answers

17th Jun, 2024

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Got Questions About Medicare Hospice Services? Here Are Some Answers

From: www.forbes.com

Learning about services that Medicare covers, and their cost, is an important discussion topic for Medicare beneficiaries. However, there is one subject that rarely comes up: hospice, end-of-life care for the terminally ill.

Many studies have shown that earlier end-of-life care can have a positive impact: reduced administration of unnecessary medications, fewer hospital admissions

29th May, 2024

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By Ted James

Retirement, a phase often associated with leisure, is increasingly becoming a time for educational rejuvenation. More retirees are recognizing the value of returning to academia, not just as a pastime, but as a means to enrich their later years. This article from Retirement & Estate Advisors & Professionals (REAP) sheds light on the multifaceted benefits of embracing education after retirement — from mental rejuvenation to new career paths — to illustrate…

His Majesty, King Charles III becomes Patron of the University of Westminster

21st May, 2024

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His Majesty, King Charles III becomes Patron of the University of Westminster

From: www.westminster.ac.uk

The University of Westminster is pleased to announce that following a large review of Royal Patronages, King Charles III will become the University’s Royal Patron continuing a long history of royal connections.

Previously, Queen Elizabeth II was the University’s patron from 1993 until her death in September 2022.

9th May, 2024

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By Ted James

Building personal financial health is crucial for reducing reliance on Social Security and Medicare. Proactive financial planning not only secures long-term stability but also empowers you with the freedom to make choices that align with your life goals. By adopting a strategic approach to managing your finances, you can ensure a more secure and independent future. In this article, we will explore practical tips for enhancing your financial health.

Prioritizing Budgeting

A comprehensive budget…

10 Worst Things to Carry in Your Wallet

15th Apr, 2024

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10 Worst Things to Carry in Your Wallet

From: www.aarp.org

With identity theft rampant, keep only the essentials in your pocket or purse

In an episode of Seinfeld, Jerry’s neurotic friend George Costanza has so much stuff jam-packed into his wallet that it’s ridiculed as a “filing cabinet.” Walking down the street, Costanza the pack rat tries to stuff one more thing inside, and the billfold explodes, scattering its contents to the wind.

Jon…

Five Overlooked Factors When Planning for Retirement

3rd Jan, 2024

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Five Overlooked Factors When Planning for Retirement

From: www.kiplinger.com

Not only can taxes, inflation and health care costs catch you unprepared in retirement, but so can the costs of supporting others and paying for the fun stuff.

Forecasting expenses in the distant future, particularly over the span of several decades, poses a considerable challenge. As we funnel funds into our IRAs or 401(k)s, the prevailing sentiment often leans toward a hopeful outlook,…

Do you know the difference between a Profit and Loss vs Balance Sheet?

26th Dec, 2023

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Do you know the difference between a Profit and Loss vs Balance Sheet?

From: www.yourcfoguy.com

They are both crucial in Finance & Accounting, yet each tell you different information

Let’s start with some definitions…

➡️ What is a Profit & Loss (P&L)?

In plain English, a P&L tells you what you’re net earnings are, which is the sum of what you’re EARNING, less the expenses you’re INCURRING

In accrual based accounting, that’s all dependent on…