From: www.nytimes.com
A call from a debt collector may add to the challenges that bereaved people are already dealing with. But spouses “should not assume that they have to pay.”
The death of a spouse can be devastating, and in the aftermath, calls from collection agencies about medical bills and other debts could not come at a worse time.
But surviving spouses may…
From: www.linkedin.com (Pieter Slegers)
Noticing red flags will make you a better investor
The pdf includes:
• Declining Revenues
• Increasing Operating Expenses
• Net Losses
• Unusual Revenue Sources
• Inconsistent Earnings
• High Debt Levels
• And much more!
From: www.linkedin.com (Josh Aharonoff, CPA)
It doesn’t matter what industry you are in…
EVERYONE should understand how to read financial statements
When you understand Financial Statements you…
✅ Understand more about business
✅ Can perform your job in Finance & Accounting better
✅ Can build a robust forecast
and so much more
Let’s do a deep dive on how they work
➡️ The Profit & Loss (also known as Income Statement)
This statement is…
From: www.linkedin.com
Global debt is at $315 trillion, up 21% since COVID-19.
From: www.nytimes.com
With the Federal Reserve expected to cut short-term interest rates later this month, investors face some tricky choices.
While falling rates are usually viewed as a boon for the stock market, that’s not the case for all parts of the investment universe. In fact, for money you may need soon, where safety is a major priority, falling interest rates aren’t great news at all.
Whenever…
From: www.realtor.com
If you and your siblings are on track to one day inherit your parents’ home, take heed of this cautionary tale.
In a Reddit thread AmITheA—le, a poster recounts how when his mom died in 2018, she left him and his two siblings her house.
“My siblings wanted to sell the house and split the money,”…
By David H. Morgan
From talk given at Ormond Beach Presbyterian Church
We are living in turbulent times. Al around us in the past year we have witnessed a myriad of storms:
1. Natural Ones: such as many hurricanes, earthquakes, forest fires, and other sorts of weather extremes. Just this morning, and many times recently, there remain more and more articles about rising seas nationally, continued turbulence in the oceans and the Gulf of Mexico, and local…
From: wharton.upenn.edu
Wharton’s Olivia S. Mitchell states the stark truth about saving: “Let’s be honest, saving is no fun. People don’t get ‘utils’ (or utility) out of saving. They get utils out of spending. Therefore we must devise new ways to make saving more enjoyable.”
Retirees can get those utils if their savings, including pensions or annuities, are sufficient to finance their lifestyle…
By David H. Morgan
From talk given at Ormond Beach Presbyterian Church
The A, B, C’s and D of Stewardship
What is stewardship and what does it mean to you, to me, and OBPC?
I think they can be best explained by the A, B, C, and D’s of giving:
I. My Personal History: Left Atlanta in 2003-04, searched for a church home for 3, 4 years. I opted to finally decide on OBPC for a myriad of reasons,…
From: www.medicaidplanningassistance.org
Medicaid is a health care program for low-income individuals of any age. While there are various coverage groups, this page is focused on long-term care Medicaid eligibility for Florida senior residents (aged 65 and over). In addition to care services in nursing homes, adult family care homes (adult…
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