Don’t Be Afraid of Preparing for Retirement

From: wharton.upenn.edu

Wharton’s Stephanie Creary talks with experts from Harvard and Boston University about how to retire successfully and create a life that works for you.

Retirement doesn’t have to be scary.

After investing years of mental, physical, and emotional energy into their work, many employees fear the prospect of retirement. They worry about isolation, a lack of structure, a lack of purpose, even a loss…

6 Lessons From My 6-Week Mini-Retirement

From: www.morningstar.com

Some insights on life and work after taking time off.

I’m not old enough to retire, but I’m definitely old enough to appreciate a change of scenery every once in a while. Thus, I’m fortunate to work for a company that gives employees the opportunity to take a six-week (paid!) sabbatical once every four years. People at Morningstar typically use this time to travel,…

What is an important term to know in financial services? Fiduciary.

Watch one advisor talk about how independent Registered Investment Advisors are obligated to act in the best interest of their clients – continuously, comprehensively, completely.

Watch one independent financial advisor talk about being a fiduciary and how she serves clients.

Institutional Investors vs. Retail Investors: What’s the Difference?

From: www.investopedia.com

Institutional vs. Retail Investors: An Overview

Investing attracts different kinds of investors for different reasons. The two major types of investors are the institutional investor and the retail investor.

An institutional investor is a company or organization with employees who invest on behalf of others (typically, other companies and organizations). The manner in which an institutional investor allocates capital that’s to be invested…

Institutional vs. Retail Investors: Differences and FAQs

From: www.indeed.com

Institutional and retail investors have many similarities in their roles. Aside from those commonalities, there are numerous areas of distinction between them. If you’re interested in a career in finance, understanding the differences between institutional and retail investors can help you choose the right investing career for you. In this article, we define institutional and retail investors, examine the key differences between them…

Justice Department Issues Web Accessibility Guidance Under the Americans with Disabilities Act

From: www.justice.gov

The Department of Justice published guidance today on web accessibility and the Americans with Disabilities Act (ADA). It explains how state and local governments (entities covered by ADA Title II) and businesses open to the public (entities covered by ADA Title III) can make sure their websites are accessible to people with disabilities in line with the…

Surviving Spouses May Not Be Responsible for Partners’ Medical Bills

From: www.nytimes.com

A call from a debt collector may add to the challenges that bereaved people are already dealing with. But spouses “should not assume that they have to pay.”

The death of a spouse can be devastating, and in the aftermath, calls from collection agencies about medical bills and other debts could not come at a worse time.

But surviving spouses may…

Red Flags in Financial Statements

From: www.linkedin.com (Pieter Slegers)

Noticing red flags will make you a better investor

The pdf includes:
• Declining Revenues
• Increasing Operating Expenses
• Net Losses
• Unusual Revenue Sources
• Inconsistent Earnings
• High Debt Levels
• And much more!

The Financial Statements…explained on ONE page

From: www.linkedin.com (Josh Aharonoff, CPA)

It doesn’t matter what industry you are in…

EVERYONE should understand how to read financial statements

When you understand Financial Statements you…

✅ Understand more about business

✅ Can perform your job in Finance & Accounting better

✅ Can build a robust forecast

and so much more

Let’s do a deep dive on how they work

➡️ The Profit & Loss (also known as Income Statement)

This statement is…