Miscellaneous
Economic Update – February 12th, 2018
February 12th, 2018 – Economic Update
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
WALL STREET SEES ITS FIRST CORRECTION SINCE 2016
On Friday, the S&P 500 settled at 2,619.55, down 5.16% for the week. Thursday, it entered correction territory just nine days after its January 26 record close. The Dow Jones Industrial Average made even bigger headlines last week by taking two 1,000-point drops within four days, the…
What is Deflation in under 3 Minutes
Deflation is when the price of a basket of goods declines. It’s the opposite of inflation. A common tool used to track deflation is the CPI or Consumer Price Index.
What is Inflation in under 3 Minutes
Inflation is when prices on normal goods and services moves higher over time. A common tool used to track inflation is the CPI or Consumer Price Index.
Financial Considerations for Couples

Financial Considerations for Couples
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Money can be one of the most contentious topics of discussion in a romantic relationship, making open and honest communication vital to overcoming common financial concerns like debt and child-related expenses. What’s the best way to address finances as a couple?
Should you combine your finances or keep them separate?
In the past, the default was for couples…
How safe is your online identity?

How safe is your online identity?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
As Americans increasingly turn to the internet to connect, work and shop, the threat of malicious hackers and identity thieves continues to rise. We in the financial services industry are upping efforts to secure clients’ information, but there are additional efforts individuals must consider as part of a more holistic approach.
Should you get travel insurance?

Should you get travel insurance?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Vacations are worthwhile investments that require logistical and financial planning, often months in advance. What you put in shapes what you’ll get back. So when does it make sense to add travel insurance to your vacation checklist?
Consider the Coverage You Might Need
Most travel insurance policies address three main facets of travel: medical situations, loss/theft…
50 Things: What a Professional Financial Advisor Does for You
50 Things: What a Professional Financial Advisor Does for You
Financial Planning
- Cares more about you and your money than anyone who doesn’t share your last name.
- Guides you to think about areas of your financial life you may not have considered.
- Formalizes your goals and puts them in writing.
- Helps you prioritize your financial opportunities.
- Helps you determine realistic goals.
Estate Planning as a Gesture of Affection

Estate Planning as a Gesture of Affection
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
An uncertain future can be a great motivator for putting together a financial plan. Knowing you’re prepared and that your loved ones will be taken care of after you’re gone can provide peace of mind to everyone involved.
While it’s a tough conversation to have, you can’t afford to put it off. In fact, as the boomer…
When It May Be Good to Borrow Money

When It May Be Good to Borrow Money
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
At first glance, the data looks bleak: Nearly three-fourths of Americans are in some kind of debt. While that may sound troubling, consider that not all debt is bad. In fact, borrowing sums of money with a legally bound promise to pay it back can demonstrate trustworthiness to institutions and is often a…