Inflation is when prices on normal goods and services moves higher over time. A common tool used to track inflation is the CPI or Consumer Price Index.
Miscellaneous
Financial Considerations for Couples

Financial Considerations for Couples
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Money can be one of the most contentious topics of discussion in a romantic relationship, making open and honest communication vital to overcoming common financial concerns like debt and child-related expenses. What’s the best way to address finances as a couple?
Should you combine your finances or keep them separate?
In the past, the default was for couples…
How safe is your online identity?

How safe is your online identity?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
As Americans increasingly turn to the internet to connect, work and shop, the threat of malicious hackers and identity thieves continues to rise. We in the financial services industry are upping efforts to secure clients’ information, but there are additional efforts individuals must consider as part of a more holistic approach.
Should you get travel insurance?

Should you get travel insurance?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Vacations are worthwhile investments that require logistical and financial planning, often months in advance. What you put in shapes what you’ll get back. So when does it make sense to add travel insurance to your vacation checklist?
Consider the Coverage You Might Need
Most travel insurance policies address three main facets of travel: medical situations, loss/theft…
50 Things: What a Professional Financial Advisor Does for You
50 Things: What a Professional Financial Advisor Does for You
Financial Planning
- Cares more about you and your money than anyone who doesn’t share your last name.
- Guides you to think about areas of your financial life you may not have considered.
- Formalizes your goals and puts them in writing.
- Helps you prioritize your financial opportunities.
- Helps you determine realistic goals.
Estate Planning as a Gesture of Affection

Estate Planning as a Gesture of Affection
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
An uncertain future can be a great motivator for putting together a financial plan. Knowing you’re prepared and that your loved ones will be taken care of after you’re gone can provide peace of mind to everyone involved.
While it’s a tough conversation to have, you can’t afford to put it off. In fact, as the boomer…
When It May Be Good to Borrow Money

When It May Be Good to Borrow Money
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
At first glance, the data looks bleak: Nearly three-fourths of Americans are in some kind of debt. While that may sound troubling, consider that not all debt is bad. In fact, borrowing sums of money with a legally bound promise to pay it back can demonstrate trustworthiness to institutions and is often a…
Financial Priorities Young Families Should Address
Financial Priorities Young Families Should Address
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Wise money moves for parents under 40.
As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.
Parenting presents you with definite, sudden, financial needs to address. By focusing on those needs today,…
Economic Update – August 14th, 2017
August 14th, 2017 – Economic Update
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
TAME INFLATION PERSISTS
Can the Federal Reserve justify another interest rate hike in the second half of 2017? Given weak inflation pressure, maybe not. The central bank has set a 2% yearly inflation target, but the Consumer Price Index rose only 0.1% in July, resulting in a 1.7% year-over-year gain. Core consumer prices rose 0.1%…
Regulators say something about living wills, and are relieved that no one really cared
Regulators say something about living wills, and are relieved that no one really cared
From: finreg.sourcemedia.com
Banking regulators managed to say a little something about living wills yesterday, and no one really cared. American Banker and Reuters offered brief items, probably because there wasn’t much to say beyond the fact that 21 banks have a little more time to turn in their homework….