Should you get travel insurance?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Vacations are worthwhile investments that require logistical and financial planning, often months in advance. What you put in shapes what you’ll get back. So when does it make sense to add travel insurance to your vacation checklist?

Consider the Coverage You Might Need
Most travel insurance policies address three main facets of travel: medical situations, loss/theft…

50 Things: What a Professional Financial Advisor Does for You

Financial Planning

1. Cares more about you and your money than anyone who doesn’t share your last name.
2. Guides you to think about areas of your financial life you may not have considered.
3. Formalizes your goals and puts them in writing.
4. Helps you prioritize your financial opportunities.
5. Helps you determine realistic goals.

Estate Planning as a Gesture of Affection

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

An uncertain future can be a great motivator for putting together a financial plan. Knowing you’re prepared and that your loved ones will be taken care of after you’re gone can provide peace of mind to everyone involved.

While it’s a tough conversation to have, you can’t afford to put it off. In fact, as the boomer…

When It May Be Good to Borrow Money

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

At first glance, the data looks bleak: Nearly three-fourths of Americans are in some kind of debt. While that may sound troubling, consider that not all debt is bad. In fact, borrowing sums of money with a legally bound promise to pay it back can demonstrate trustworthiness to institutions and is often a…

Financial Priorities Young Families Should Address

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Wise money moves for parents under 40.

As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.

Parenting presents you with definite, sudden, financial needs to address. By focusing on those needs today,…

August 14th, 2017 – Economic Update

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Regulators say something about living wills, and are relieved that no one really cared

From: finreg.sourcemedia.com

Banking regulators managed to say a little something about living wills yesterday, and no one really cared. American Banker and Reuters offered brief items, probably because there wasn’t much to say beyond the fact that 21 banks have a little more time to turn in their homework….

What Is the Real Value of $100 in Your State?

From: taxfoundation.org

This map shows the real value of $100 in each state. Prices for the same goods are often much cheaper in states like Missouri or Ohio than they are in states like New York or California. As a result, the same amount of cash can buy you comparatively more in a low-price state than in a high-price state.

The Bureau of…

Today’s Luxury Car Trends

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

While automobiles are depreciating assets, they are necessities for many people. And with advances in technology, car owners have come to expect much more from their vehicles than simply transportation. Are you currently in the market for a new car? Are you familiar with the latest high-tech offerings? Consider your options and decide what’s most important to…

Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

From: fa-mag.com

Good news for everyone waiting for a bubble to burst. Predicting sectorwide crashes in the equity market isn’t impossible.

That’s the conclusion of Harvard University researchers who studied boom-and-bust cycles in publicly traded U.S. industries since 1926. In a new paper, Robin Greenwood, Andrei Shleifer and Yang You found that while not every violent advance in shares ends in horror, those that do…