Miscellaneous

21st Jan, 2020

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By Teresa Greenhill

Moving into retirement can be a complicated financial time for anyone, but veterans have more considerations than your average civilian. Everything from medical costs to what kind of retirement accounts you may have can be slightly more complicated. Veterans deserve to have a solid understanding of their own financial situation. With the right knowledge, they can take control of their finances and live the peaceful retirement they’ve earned.

31st Dec, 2019

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By Teresa Greenhill

Mental health difficulties can strike at any age. Even seniors can experience problems like anxiety and depression. According to Mental Health America, more than two million Americans over the age of 65 live with some form of depression, for instance. Possible symptoms include feelings of sadness and hopelessness, loss of concentration, unusual sleep patterns, suicidal thoughts, and a lack of interest in activities that…

On Charitable Giving

22nd Nov, 2019

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By David H. Morgan

From talk given at Ormond Beach Presbyterian Church

In following up with the theme of today’s message, several core themes emanate that should trigger inner self-reflection and musing at this time in our lives.

  1. Jesus said, “Feed my sheep.” What are all of us here doing to feed our sheep? Our flock includes not just the spiritual nourishment garnered here at OBPC every Sunday morning, but also others in our community, nation and…

Stewardship: A Gift from the heart, or the Head?

22nd Nov, 2019

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By David H. Morgan

I have been reflecting on the meaning of stewardship and its impact on our daily lives. As members of the church, the body of Christ, we are admonished to believe and embrace that our pledges truly emanate from the heart and the soul, and very rightfully so. However, I would be remiss to also have us embrace that sometimes, our gifts may incubate and emanate from the head, our mind….

Thanksgiving Prep Kit

12th Nov, 2019

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The holidays can be one of the most joyous times of year, or it can be one of the most stressful. Sail through your Thanksgiving with this exclusive guide!

Print out these helpful tips, checklist, decor ideas, and recipes to make Thanksgiving prep a breeze. From American Lifestyle.

17th Oct, 2019

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Money Mistakes You Don’t Have to Make

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Money mistakes can happen at any age — whether you’re negotiating your first job offer or planning your retirement. The good news? With a few simple steps, you can gain control of your financial future starting today.

Ready to reach your goals? Here’s how to be financially savvy no matter where you are in life:

5 Myths About FIRE And Early Retirement That Just Won’t Die

15th Aug, 2019

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5 Myths About FIRE And Early Retirement That Just Won’t Die

From: www.forbes.com

You’d think that personal finance gurus and pundits would embrace the FIRE movement (Financial Independence / Retire Early). The FIRE crowd preaches a debt-free lifestyle, healthy savings rates, smart low-fee investing, and life over money.

What’s not to love?

Yet it seems that some just can’t help hating on FIRE. They claim few can save the amounts of money…

27th Jun, 2019

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A Guide to Giving and Lending Money

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Has a friend or relative ever asked you for a sizeable loan or financial gift? Handling this situation can be tricky. You don’t want to damage your relationship, but you also need to do what’s right for yourself.

With a careful approach, however, you can smoothly manage whatever request comes your way.

Saying Yes

If you’re comfortable saying yes…

29th May, 2019

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By Jennifer Frost

Council of mortgage lenders statistics show that 52% of first time home buyers get help from family members. With the majority of them being in their 20s and 30s, huge student loan debts, high property prices, and poor credit rating make it hard for them to afford to buy a house on their own. This means that most American family members especially retirees feel it’s their duty to support younger family members…

25th Apr, 2019

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By Jennifer Frost

Two of the most important factors in a close relationship with your grandchildren are physical proximity and frequency of contact. Although you may not live nearby, ensuring that your home is child-friendly and provides a welcoming environment for all your extended family, means you will likely receive more visits and get to spend more quality time together. A few checks and minor changes to your home can make…