Miscellaneous

27th Aug, 2020

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3 Questions to Ask Before You Downsize

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Homeowners may choose to downsize for a variety of reasons. Maybe you’re tired of maintaining an older home, maybe you don’t need as much space anymore, or maybe you’re just ready for a change.

No matter the motivation, this is a big decision with many financial details involved.

Have you been thinking about simplifying and wondering if…

25th Aug, 2020

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By Sharon Wagner

As you approach retirement age, you’re crunching the numbers and realizing you’ll be living less comfortably than you hoped in retirement. Are you doomed to pinch pennies through your golden years, or is it possible to boost your retirement income without spending another decade in the office?

If your 401(k) isn’t enough for the retirement lifestyle you’ve been looking forward to, use these strategies to grow your retirement income and put more money…

Avoid a Sweltering Hot Car this Summer

12th Jul, 2020

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Avoid a Sweltering Hot Car this Summer

From: americanlifestylemag.com

We’ve all heard the old adage that on particularly warm summer days, it could be hot enough to fry an egg right on the sidewalk. But sometimes it feels like we could do the same right on our car dashboards, too.

Depending on where you live and how long your car has been sitting, it’s internal temperature could skyrocket to more than…

29th Jun, 2020

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By Sharon Wagner

Whether due to choice or necessity, many adults stay in the workforce well past retirement age. Unfortunately, many of those seniors work in customer-facing professions where they’re at high risk of contracting COVID-19. Sales and service-related jobs are the second and third most common industries for older workers, with 37 percent of workers aged 55 and up employed in these sectors.

For countless seniors in customer-facing professions, the decision…

25th Jun, 2020

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4 Security Best Practices to Consider

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Now that you may be spending more time at home and online, knowing how to keep your sensitive information and conversations safe has become even more important.

Are you following the best practices for protecting your financial details (and other sensitive data)?

Here are four steps you may want to take.

Use a password manager. Do you struggle to remember…

Seniors and Debt: How to Cope with Financial Setbacks Post-Retirement

24th Jun, 2020

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Seniors and Debt: How to Cope with Financial Setbacks Post-Retirement

From: www.annuityfreedom.net

Retirement is supposed to be a time to relax, enjoy simple pleasures, and perhaps check items off your bucket list, like traveling to faraway places. Unfortunately, that worry-free scenario is increasingly rare. Despite decades of working hard and saving, many seniors are finding that unexpected life events have derailed their finances. Medical or dental problems, divorce or widowhood,…

Retirement Insecurity in the Time of COVID-19: The Next Shoe to Drop?

24th Jun, 2020

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Retirement Insecurity in the Time of COVID-19: The Next Shoe to Drop?

From: www.kff.org

Americans of all ages are increasingly worried about their finances now that the coronavirus has infected the economy. So far, the media coverage has focused more on the fallout for working families who are struggling to make ends meet, after losing their jobs, and income, as businesses shutter for the foreseeable future….

28th May, 2020

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Ideas for Effective Charitable Giving

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Maybe you’re in a position to pitch in and make a difference, but you’re wondering about the best ways to do so.

A smart giving strategy may not only provide greater resources for worthy causes, but also possibly lower your tax bill.

If you’re thinking about your favorite local businesses, your employees, or your community at large, here are a…

6 Reasons Why Market Timing Is For Suckers

12th May, 2020

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6 Reasons Why Market Timing Is For Suckers

From: www.forbes.com

Every so often, the stock market goes wild. Volatility goes up, people start freaking out, and there’s talk of market timing.

When you have a bull market, as we’ve enjoyed for a very long time, it’s easy to listen to the folks who say you should buy-and-hold for the long term.

When the market starts fluctuating, it becomes much harder to toe…