By Sharon Wagner

Whether due to choice or necessity, many adults stay in the workforce well past retirement age. Unfortunately, many of those seniors work in customer-facing professions where they’re at high risk of contracting COVID-19. Sales and service-related jobs are the second and third most common industries for older workers, with 37 percent of workers aged 55 and up employed in these sectors.

For countless seniors in customer-facing professions, the decision…

4 Security Best Practices to Consider

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Now that you may be spending more time at home and online, knowing how to keep your sensitive information and conversations safe has become even more important.

Are you following the best practices for protecting your financial details (and other sensitive data)?

Here are four steps you may want to take.

Use a password manager. Do you struggle to remember…

Seniors and Debt: How to Cope with Financial Setbacks Post-Retirement

From: www.annuityfreedom.net

Retirement is supposed to be a time to relax, enjoy simple pleasures, and perhaps check items off your bucket list, like traveling to faraway places. Unfortunately, that worry-free scenario is increasingly rare. Despite decades of working hard and saving, many seniors are finding that unexpected life events have derailed their finances. Medical or dental problems, divorce or widowhood,…

Retirement Insecurity in the Time of COVID-19: The Next Shoe to Drop?

From: www.kff.org

Americans of all ages are increasingly worried about their finances now that the coronavirus has infected the economy. So far, the media coverage has focused more on the fallout for working families who are struggling to make ends meet, after losing their jobs, and income, as businesses shutter for the foreseeable future….

Ideas for Effective Charitable Giving

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Maybe you’re in a position to pitch in and make a difference, but you’re wondering about the best ways to do so.

A smart giving strategy may not only provide greater resources for worthy causes, but also possibly lower your tax bill.

If you’re thinking about your favorite local businesses, your employees, or your community at large, here are a…

Get a FREE copy of David Morgan’s new book, “Tax-Free Money for Long-Term Care”!

6 Reasons Why Market Timing Is For Suckers

From: www.forbes.com

Every so often, the stock market goes wild. Volatility goes up, people start freaking out, and there’s talk of market timing.

When you have a bull market, as we’ve enjoyed for a very long time, it’s easy to listen to the folks who say you should buy-and-hold for the long term.

When the market starts fluctuating, it becomes much harder to toe…

How Will Medicare Cover COVID-19? Your Top Questions Answered

From: www.fool.com

If you’re on Medicare, here’s what you need to know.

t’s been more than six weeks since the threat of COVID-19 became evident on a widespread level, and life changed in an instant. But while many people today are grappling with issues like unemployment and slaughtered retirement accounts, seniors have a unique…

The 20 Industries That Will Never Be the Same After the Coronavirus

From: www.gobankingrates.com

There are occasions when a crisis sparks a wholesale change in the way that America does business. One of those epoch-shifting moments when people are forced to take note of a process they might not have questioned before, only to realize it has to change. Likewise, sometimes it’s a matter of an industry just needing that…

How To Crush Your Goals (Even When You Don’t Feel Like It)

From: www.forbes.com

Last week I celebrated my birthday, and as is my tradition, I thought about how far I’ve come since my last birthday, and where I like to go by the next.

But I’ll be honest; this year was tougher than most. Amidst the nonstop news cycle of COVID-19 awfulness, I’ve found it hard to focus, my sleeping…