REAP’s 5 Main Objectives

One thing that we know in the world of investing is that markets go up, and markets go down. That’s why REAP is here to provide you the support you need during all market cycles. Contact us today for your free consultation.

EBITDA Explained

From: www.linkedin.com (Nicolas Boucher)

What is EBITDA?

→ EBITDA stands for:
• Earnings
• Before
• Interest
• Taxes
• Depreciation
• Amortization

It’s a financial metric that shows how much money a company makes before taking into account non-operational expenses like interest and taxes and non-cash expenses like depreciation and amortization.

→ Why is EBITDA important for Businesses?

EBITDA is important because it gives businesses an idea of how much money they’re generating from their operations.

This is useful for…

Pet Legacy Care

From: www.aaepa.com

This last week we sent our beloved dog, Bruiser, over the “Rainbow Bridge.” This was not the first time that I have had to euthanize a dog, but as those of you who have shared this heart-wrenching experience know, each one hits differently. Bruiser was our family pet for thirteen (13) years, having shared that title with three other dogs, three cats, countless fish, and more than…

By Mallory Edens

Retirement used to mean downsizing, not dreaming bigger. But now, with time and resources finally on your side, why not trade the treadmill for a wheelbarrow? Homesteading appeals to people itching to get dirt under their nails and peace in their bones. The trick is choosing a home that welcomes this new rhythm without making the future feel like a burden. You want the land to work with you, not against your…

10 Great Part-Time Jobs For Retirees

From: retiredinusa.com

Best Part-Time Jobs For Retirees

A job with a good income and flexible hours after retirement is a choice that numerous retirees make these days for a multitude of reasons. There are numerous motives people stay in the workforce after they “retire.” Most people do it for the money.

Other people remain working after retirement purely because they enjoy it, it keeps them full of life,…

How to Analyze a Balance Sheet

From: www.linkedin.com (Systems for Business)

What is a balance sheet?

A balance sheet shows you what a company OWNS and OWES.

It’s like a company’s “Net Worth” statement.

🔢 Balance Sheet Formula:

Assets = Liabilities + Shareholders Equity

📸 Balance Sheet = Snapshot

Balance sheet = snapshot -> at a certain point in time

💰 Assets:
What the company OWNS
Two categories of assets:
→ Current Assets: Assets that are expected to be used in <1…

Can a Lien Be Placed on Homestead Property in Florida?

From: www.alperlaw.com

The Florida homestead law is the strongest asset protection tool in the country. It lets homeowners completely shield their primary residence from most types of creditors.

But many people misunderstand how the protection actually works when it comes to liens.

The general rule is that judgment creditors cannot force the sale of your homestead to collect on a debt….

What We’ve Learned From 150 Years of Stock Market Crashes

From: www.morningstar.com

Though they varied in length and severity, the market always recovered and went on to new highs.

This month marks five years since the covid market downturn.

Though the initial downturn on March 9, 2020, was dramatic—the US stock market lost nearly 8% in one day—the US stock market ultimately recovered from that crash in just four months, making it the fastest…

Cash Flow Summary

From: www.linkedin.com (Oana Labes)

Most CEOs focus on the P&L.

That’s a big mistake.

A company can be profitable today and still fail to scale, attract investors, or create long-term shareholder value.

Why?

Because CEOs focus on earnings instead of cash flow strategy.

Without a plan to generate, allocate, and invest cash, you risk:
↳ Chasing revenue instead of high-ROI investments
↳ Wasting capital on low-impact initiatives
↳ Carrying debt that weakens financial flexibility
↳ Failing to attract…