From: www.alperlaw.com
The Florida homestead law is the strongest asset protection tool in the country. It lets homeowners completely shield their primary residence from most types of creditors.
But many people misunderstand how the protection actually works when it comes to liens.
The general rule is that judgment creditors cannot force the sale of your homestead to collect on a debt….
From: www.morningstar.com
Though they varied in length and severity, the market always recovered and went on to new highs.
This month marks five years since the covid market downturn.
Though the initial downturn on March 9, 2020, was dramatic—the US stock market lost nearly 8% in one day—the US stock market ultimately recovered from that crash in just four months, making it the fastest…
From: www.linkedin.com (Oana Labes)
Most CEOs focus on the P&L.
That’s a big mistake.
A company can be profitable today and still fail to scale, attract investors, or create long-term shareholder value.
Why?
Because CEOs focus on earnings instead of cash flow strategy.
Without a plan to generate, allocate, and invest cash, you risk:
↳ Chasing revenue instead of high-ROI investments
↳ Wasting capital on low-impact initiatives
↳ Carrying debt that weakens financial flexibility
↳ Failing to attract…
From: rethinking65.com
After spotting red flags on a prior-year tax return, the advisor, an enrolled agent, dug deeper to find more tax-efficient solutions.
Like most financial advisors, Seth Thompson of Forward Financial Planning LLC prefers not to prepare tax returns for his clients. But by providing complimentary reviews of tax returns to onboarding and existing clients, he has uncovered tax issues missed by their outside…
From: www.morningstar.com
On The LongView podcast, Daniel Crosby, author and financial psychologist, discusses his new book on money and meaning, plus the challenges of spending in retirement.
Daniel Crosby is the author of a new book called The Soul of Wealth: 50 Reflections on Money and Meaning. Daniel is the chief behavioral officer at Orion Advisor Solutions. In addition to The Soul of Money, Daniel has…
From: www.medicalnewstoday.com
Medicare is not mandatory, but opting out means losing
Social Security benefits and facing a penalty for late enrollment. People with employer-based insurance may be able to delay enrollment in Medicare without penalties.
Medicare is a federal benefit that people contribute toward through taxes while they are working. A person is eligible to enroll in Medicare when they are 65 years old or have certain disabilities or health conditions.
Original…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
As 2024 comes to a close, it’s the perfect time for homeowners to make strategic financial moves to maximize savings and prepare for the coming year. Here are some year-end financial tips to consider:
Maximize Your Mortgage Interest Deduction
If you’re a homeowner with a mortgage, you likely know that the interest you pay on your home loan is tax-deductible….
Go to page: Finding Balance: A Guide for Empty Nesters Embracing a New ChapterBy Ted James
Entering the empty nest phase is a pivotal moment that invites self-discovery and the pursuit of new passions. As children venture into their own lives, parents are presented with the opportunity to redefine their own paths. This period can be a time of personal growth, where one can explore interests that may have been set aside. Whether it’s through education, volunteering, or social engagement, the empty nest phase offers a chance to…
From: tifingive.com
The final months of the year signal a surge in charitable giving. Advisors and clients often find themselves caught in a last-minute Giving Season scramble to maximize tax benefits and finalize donation plans by year-end. By encouraging clients to start planning now, financial advisors can help them reduce stress and leverage the advantages of donor-advised funds…
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