Retirement Income

15th Jun, 2018

by

How to shift from saving to spending in retirement

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Even if you’ve spent years earning an income, saving diligently and investing wisely, transitioning to life without a regular paycheck can still be stressful. Find balance and confidence during retirement with a few smart spending tips.

Assess your spending priorities.

Be realistic about your spending plans during retirement, but instead of weighing needs versus wants, think…

Top Fixed Index Annuity Benefits

7th Jun, 2018

by

Top Fixed Index Annuity Benefits

From: www.american-equity.com

How a combination of powerful annuity benefits can keep you on track for retirement planning success. We look at five top index annuity benefits: principal protection, tax deferral, liquidity, guaranteed income and beneficiary payments.

n a relay race, the strength of the group is greater than the sum of the individual athletes’ abilities. For each leg of a relay race, one team member uses their…

Single Retirees In Search Of LTRs With Advisors

7th Jun, 2018

by

Single Retirees In Search Of LTRs With Advisors

From: www.insurancenewsnet.com

Media often depict retirement as idyllic — a couple holding hands and taking a long walk by the water or sitting on a white beach in a pair of easy chairs. Rarely are single retirees portrayed similarly. However, single retirees are an important part of the U.S. retirement market. Should advisors view the single retiree market differently? They should.

7 Myths About LTC

5th Apr, 2018

by

7 Myths About LTC | Set the record straight, Seven common myths about LTC

With this information, you’ll be in a better position to help protect yourself, your family and your future.

Myth: “A government program will take care of me.”

Fact: Government programs are difficult to qualify for and have very specific requirements for LTC services. A number of public programs — including Medicare, Medicaid and veterans’ services — may help pay for some LTC services…

Don’t Delay: The Potential Benefits of Starting to Save Now

3rd Apr, 2018

by

Don’t Delay: The Potential Benefits of Starting to Save Now

From: skodaminotti.com

For long-term investment goals such as retirement, time can be one of your biggest advantages. That’s because time allows your investment dollars to do some of the hard work for you through a mathematical principle known as compounding.

The snowball effect

The premise behind compounding is fairly simple. You invest to earn money, and if those returns are then reinvested, that money…

29th Mar, 2018

by

How to talk about finances early in a relationship

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

New couples have plenty of fun things to talk about, but what about the tricky-but-necessary topic of finances? Instead of avoiding the conversation, it’s better to tackle money issues early on in order to avoid problems later. Here’s how to discuss finances in a constructive way.

Values and Emotions
Understanding your new partner’s history…

15th Mar, 2018

by

What does a solid retirement plan look like?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Whether your retirement is decades away or right around the corner, it’s important to be prepared for all this transition will entail. A good retirement plan should have a solid strategy and leave room for flexibility. It should also be regularly reviewed in order to address potential snags.

Want to make sure you’re in a…