From: REAP, LLC. | Retirement & Estate Advisors & Professionals
If you have a 401(k), 403(b) or 457 plan, you may be losing money to overpriced investments and hidden costs. The good news? If you understand the fees you’re paying, you may be able to lower them.
If you haven’t looked closely at the details of your plan lately, now is a good time for a checkup.
Here are…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
You’ve worked hard to save for your retirement. You’ve also carefully built a plan for managing your savings before and after you leave the workforce.
Among other things, this means considering the ins and outs of required minimum distributions (RMDs) for your retirement accounts.
Are you unclear about the rules or any recent changes? Here are some of the…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Life doesn’t always go as planned, and if you’re currently navigating a new set of circumstances that has led you to consider an earlier retirement, it’s important to proceed carefully and thoughtfully.
Is it possible for you to retire early? If so, what’s the best way to go about it?
To start, take a look at these basic considerations…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Now that you may be spending more time at home and online, knowing how to keep your sensitive information and conversations safe has become even more important.
Are you following the best practices for protecting your financial details (and other sensitive data)?
Here are four steps you may want to take.
Use a password manager. Do you struggle to remember…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
You’ve worked hard to build a safety net and plan carefully for the future, but that doesn’t mean your preparations are set in stone. As we’ve learned over the last few months, things can change when you least expect them to.
By cultivating a healthy approach to uncertainty and your finances in general, you can continue to make the…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Maybe you’re in a position to pitch in and make a difference, but you’re wondering about the best ways to do so.
A smart giving strategy may not only provide greater resources for worthy causes, but also possibly lower your tax bill.
If you’re thinking about your favorite local businesses, your employees, or your community at large, here are a…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Are you familiar with the new provisions about retirement accounts from the SECURE Act and coronavirus relief bill?
Some of these changes may affect how you make retirement decisions in the coming weeks and months.
These new rules don’t apply to everyone and it’s important to reach out to discuss your situation before making any big changes, but…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
What does your estate plan look like?
If your plan is incomplete, the government will provide one for you. But most people want to make their own decisions about who will inherit their home, investments and bank accounts, not to mention take care of their pets and minor children.
If you want to follow the best practices for…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
You probably know more about your finances than the average person, but it never hurts to revisit a few key ideas as you continue to plan for your best future.
After all, understanding retirement and estate planning basics can help you and your family stay on track and ask the right questions when needed.
Take a look and…
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
If you’re looking to boost your earnings, build your legacy or want a complement to your long-term savings, building passive income might be a goal to consider.
An extra source of income can make retirement a little sweeter, and it may also help you get to the point of retirement a few years or months earlier.
Want to know…
Copyright © 2025 • REAP | Retirement & Estate Advisors & Professionals • All rights reserved
(855) 904-REAP • info@retirementestateplan.com
