Don’t Let Myths Derail Retirement

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As an individual, you’re unique — and so is your retirement plan. Yet many Americans continue to believe some common retirement myths that have the potential to derail or negatively impact one’s future.

Myth: You only need to plan for retirement. Once you retire, the work is done.
It’s best to think of your retirement plan…

How safe is your online identity?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As Americans increasingly turn to the internet to connect, work and shop, the threat of malicious hackers and identity thieves continues to rise. We in the financial services industry are upping efforts to secure clients’ information, but there are additional efforts individuals must consider as part of a more holistic approach.

What is socially responsible investing?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

The demand for socially responsible investing has grown 33 percent since 2014, signaling increasing investor interest in making a positive difference in the world. Is this a passing fad or an investment factor worth considering?

SRI and ESG
Sustainable, responsible and impact investing (SRI) focuses on environmental, social and corporate governance (ESG) criteria in…

Should you get travel insurance?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Vacations are worthwhile investments that require logistical and financial planning, often months in advance. What you put in shapes what you’ll get back. So when does it make sense to add travel insurance to your vacation checklist?

Consider the Coverage You Might Need
Most travel insurance policies address three main facets of travel: medical situations, loss/theft…

Estate Planning as a Gesture of Affection

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

An uncertain future can be a great motivator for putting together a financial plan. Knowing you’re prepared and that your loved ones will be taken care of after you’re gone can provide peace of mind to everyone involved.

While it’s a tough conversation to have, you can’t afford to put it off. In fact, as the boomer…

When It May Be Good to Borrow Money

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

At first glance, the data looks bleak: Nearly three-fourths of Americans are in some kind of debt. While that may sound troubling, consider that not all debt is bad. In fact, borrowing sums of money with a legally bound promise to pay it back can demonstrate trustworthiness to institutions and is often a…

Today’s Luxury Car Trends

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

While automobiles are depreciating assets, they are necessities for many people. And with advances in technology, car owners have come to expect much more from their vehicles than simply transportation. Are you currently in the market for a new car? Are you familiar with the latest high-tech offerings? Consider your options and decide what’s most important to…

3 Questions to Ask Before Investing in a Franchise

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As a consumer, you’ve probably visited a franchise at least once in the last month. But have you ever thought about owning one? If you’re the entrepreneurial type and looking for a career change or another income stream, it might be worth considering. This kind of business venture allows you to be your own…

What’s the ROI from fitness trackers?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Are you one of the millions who wears a fitness tracker? This technology has become so mainstream, even high-fashion and well-known designers are joining the craze and creating custom devices and stylish accessories to personalize them. Is this just another fad or do wearables actually deliver?

Not a Silver Bullet
A fitness tracker may help…

Take Your Financial Temperature Now

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

No matter how much fun your summer is shaping up to be, it’s no time to put your finances on pause. Take a look at the past six months to gauge how you can adjust your strategic or tactical actions to ensure you’re making steady progress toward your financial goals.

Check In With Your Cash Flow
Is…