Top Fixed Index Annuity Benefits

From: www.american-equity.com

How a combination of powerful annuity benefits can keep you on track for retirement planning success. We look at five top index annuity benefits: principal protection, tax deferral, liquidity, guaranteed income and beneficiary payments.

n a relay race, the strength of the group is greater than the sum of the individual athletes’ abilities. For each leg of a relay race, one team member uses their…

How to track down unclaimed assets

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

You’ve worked hard for what you’ve earned, but are you missing out on something? Whether you switched employers a few years ago and left behind a 401(k) or simply lost track of a savings account or some inherited property, take advantage of online resources to find what’s rightfully yours. 

Search by type.

Not sure where to start? First, Google…

What to know about equity compensation

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

It’s become increasingly common for companies to offer equity, or company stock, as a way to attract and retain quality talent. This compensation option could be high-risk since you’re likely forgoing secure, predictable cash income in exchange for a presumption on the future value of that company stock.

However, if the company takes off and becomes highly profitable,…

Strategies To Minimize Or Delay Required Minimum Distribution (RMD) Obligations

From: www.kitces.com

The benefit of contributing to pre-tax retirement accounts like IRAs and 401(k) plans is the opportunity to receive an upfront tax deduction, and enjoy the growth that remains tax-deferred as long as the investments remain in the retirement account. For those accumulating towards retirement, this provides additional tax-deferred compounding growth that can help bridge the gap towards retirement itself. With…

Are your beneficiaries up to date?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Naming primary and secondary beneficiaries for life insurance policies, annuities and retirement accounts is one of the easiest and most effective estate planning moves you can make. Here’s why it’s important to make changes as needed to keep these details current.

Marriage, Divorce, Kids and More

Checking your beneficiaries on a regular basis (even annually is enough) can help…

Fundamentals are your most advanced investing techniques

From: www.independenceadvisors.com

I recently had the opportunity to spend time on Spruce Creek with fly fishing legend Joe Humphreys. At 89 years old, Joe has the same energy and enthusiasm about teaching fly fishing techniques that he had when I first met him more than 30 years ago.

Joe’s sense of humor, combined with the pearls of wisdom blended into his lessons, are always valuable…