The Callan Periodic Table of Investment Returns

From: Callan

The Callan Periodic Table of Investment Returns conveys the strong case for diversification across asset classes (stocks vs bonds), investment styles (growth vs value), capitalizations (large vs small), and equity markets (U.S. vs non-U.S.). The Table highlights the uncertainty inherent in all capital markets. Rankings change every year. Also noteworthy is the difference between absolute and relative performance, as returns for the top-performing asset class…

4 million-dollar investing myths you need to stop believing

From: www.marketwatch.com

Don’t cheat yourself out of long-term returns

I’m continually amazed at the investment misconceptions that lure people into cheating themselves out of long-term returns.

Some are little more than plausible-sounding rules of thumb passed from person to person without much careful thinking taking place.

Let’s look “under the hood” at four examples.

These million-dollar investing myths prompt investors to effectively rob themselves of hundreds of…

The Importance of Income & Diversification

From: MFS

Chasing yield and return in your fixed income investments whether it’s before taxes or based on tax equivalent yields could leave your portfolio overly correlated to stocks.

The following chart shows five-year monthly correlations and yields of fixed income categories compared to the S&P 500 as of 6/30/18.

A Different Kind of Diversification Pays Off for Retirees

From: www.kiplinger.com

Retirement savers can get more income with less volatility using income allocation instead of asset allocation.

Before you take the leap into retirement, you want to feel completely confident that your money will last. It’s natural to want to be sure you have enough saved, but rather than focusing on savings, you should be looking at how you’re going to create income…

Why Do Investors Focus on the Wrong Things?

From: www.behaviouralinvestment.com

“Nothing in life is as important as you think it is while you are thinking about it.” – Daniel Kahneman

Which major investment issue were you thinking about on March 11th 2016?* You probably can’t remember even though, at the time, it seemed incredibly important. Whilst most of us should be investing for the long-term, markets conspire against us; lurching from one…

Top Fixed Index Annuity Benefits

From: www.american-equity.com

How a combination of powerful annuity benefits can keep you on track for retirement planning success. We look at five top index annuity benefits: principal protection, tax deferral, liquidity, guaranteed income and beneficiary payments.

n a relay race, the strength of the group is greater than the sum of the individual athletes’ abilities. For each leg of a relay race, one team member uses their…

How to track down unclaimed assets

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

You’ve worked hard for what you’ve earned, but are you missing out on something? Whether you switched employers a few years ago and left behind a 401(k) or simply lost track of a savings account or some inherited property, take advantage of online resources to find what’s rightfully yours. 

Search by type.

Not sure where to start? First, Google…

What to know about equity compensation

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

It’s become increasingly common for companies to offer equity, or company stock, as a way to attract and retain quality talent. This compensation option could be high-risk since you’re likely forgoing secure, predictable cash income in exchange for a presumption on the future value of that company stock.

However, if the company takes off and becomes highly profitable,…