Go to page: Are you ready for the great wealth transfer?From: REAP, LLC. | Retirement & Estate Advisors & Professionals
As baby boomers officially enter their golden years of retirement, their Generation X and millennial offspring stand to inherit trillions of dollars in total combined assets, according to many financial estimates.
How should each generation prepare for this historic transfer of wealth?
Baby Boomers: Set Expectations
Whether they have a substantial legacy to leave behind…
From: www.cnn.com
What’s the best way to measure the market? CNN’s Jon Sarlin explains why the Dow is outdated and doesn’t actually reflect what’s happening with stocks, much less the economy.
From: blog.planetoffinance.com
If there is one thing that stresses almost everyone it’s money. It seems as though there are constantly bills to pay and the hours you work aren’t always turning out the way you hoped. So, what can you do? Don’t worry because financial success isn’t as elusive as you might think. In this article, we are going to look…
Go to page: What should your emergency fund look like?From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Building financial security means sticking to a smart strategy and thinking ahead. Success comes from spending less than you earn, investing wisely and protecting against unforeseen challenges, and to be truly prepared, you should probably have an emergency fund.
Here’s how and why an emergency fund could save the day, no matter your situation or income…
From: Callan
The Callan Periodic Table of Investment Returns conveys the strong case for diversification across asset classes (stocks vs bonds), investment styles (growth vs value), capitalizations (large vs small), and equity markets (U.S. vs non-U.S.). The Table highlights the uncertainty inherent in all capital markets. Rankings change every year. Also noteworthy is the difference between absolute and relative performance, as returns for the top-performing asset class…
From: www.marketwatch.com
Don’t cheat yourself out of long-term returns
I’m continually amazed at the investment misconceptions that lure people into cheating themselves out of long-term returns.
Some are little more than plausible-sounding rules of thumb passed from person to person without much careful thinking taking place.
Let’s look “under the hood” at four examples.
These million-dollar investing myths prompt investors to effectively rob themselves of hundreds of…
From: MFS
Chasing yield and return in your fixed income investments whether it’s before taxes or based on tax equivalent yields could leave your portfolio overly correlated to stocks.
The following chart shows five-year monthly correlations and yields of fixed income categories compared to the S&P 500 as of 6/30/18.
From: www.kiplinger.com
Retirement savers can get more income with less volatility using income allocation instead of asset allocation.
Before you take the leap into retirement, you want to feel completely confident that your money will last. It’s natural to want to be sure you have enough saved, but rather than focusing on savings, you should be looking at how you’re going to create income…
From: www.behaviouralinvestment.com
“Nothing in life is as important as you think it is while you are thinking about it.” – Daniel Kahneman
Which major investment issue were you thinking about on March 11th 2016?* You probably can’t remember even though, at the time, it seemed incredibly important. Whilst most of us should be investing for the long-term, markets conspire against us; lurching from one…
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