Investment/Asset Allocation

30th Nov, 2018

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Do you know about good debt?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Is all debt bad? Not necessarily. Strategic spending can often work out well in the long run, even if this means temporarily racking up loan balances. However, it’s important to plan carefully to make sure you’re making wise choices. 

Here’s what to keep in mind as you consider different forms of debt. 

4 Tips to Optimize Your Retirement Account Withdrawals (And Reduce Taxes)

13th Nov, 2018

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4 Tips to Optimize Your Retirement Account Withdrawals (And Reduce Taxes)

From: smartasset.com

This is how to make sure your savings lasts the longest.

If you’re planning to retire within the next few years, you’ve undoubtedly considered when you should start making withdrawals from your retirement accounts.

However, the order in which you withdraw from your accounts is also important — it could let your tax-advantaged accounts grow to their full potential,

26th Oct, 2018

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How to define your investing goals

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Whether you’re new to investing or a bit more experienced, you probably already know there isn’t a one-size-fits-all strategy for building a strong portfolio. Everyone’s needs and goals are a little different, and before you make investment decisions, it’s important to honestly review your situation.

Ready to start planning? Here’s what to consider as you work towards…

12th Oct, 2018

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Are you ready for the great wealth transfer?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As baby boomers officially enter their golden years of retirement, their Generation X and millennial offspring stand to inherit trillions of dollars in total combined assets, according to many financial estimates.

How should each generation prepare for this historic transfer of wealth?

Baby Boomers: Set Expectations

Whether they have a substantial legacy to leave behind…

Why you should ignore the Dow

12th Oct, 2018

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Why you should ignore the Dow

From: www.cnn.com

What’s the best way to measure the market? CNN’s Jon Sarlin explains why the Dow is outdated and doesn’t actually reflect what’s happening with stocks, much less the economy.

Top 10 Financial Tips – Set Yourself Up for Financial Success

11th Oct, 2018

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Top 10 Financial Tips – Set Yourself Up for Financial Success

From: blog.planetoffinance.com

If there is one thing that stresses almost everyone it’s money. It seems as though there are constantly bills to pay and the hours you work aren’t always turning out the way you hoped. So, what can you do? Don’t worry because financial success isn’t as elusive as you might think. In this article, we are going to look…

27th Sep, 2018

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What should your emergency fund look like?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Building financial security means sticking to a smart strategy and thinking ahead. Success comes from spending less than you earn, investing wisely and protecting against unforeseen challenges, and to be truly prepared, you should probably have an emergency fund. 

Here’s how and why an emergency fund could save the day, no matter your situation or income…

The Callan Periodic Table of Investment Returns

24th Sep, 2018

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The Callan Periodic Table of Investment Returns

From: Callan

The Callan Periodic Table of Investment Returns conveys the strong case for diversification across asset classes (stocks vs bonds), investment styles (growth vs value), capitalizations (large vs small), and equity markets (U.S. vs non-U.S.). The Table highlights the uncertainty inherent in all capital markets. Rankings change every year. Also noteworthy is the difference between absolute and relative performance, as returns for the top-performing asset class…