Which Type of Dividend Fund Do You Prefer?

From: www.morningstar.com

They may carry the same name, but not the same investment approach.

The ETF Advantage

Last week’s column “Are Dividend Funds All That?” showed that equity funds that hold dividend-paying stocks have thrived over the long term. Usually, bear-market heroes are bull-market flops, but dividend funds have been exceptions. They not only have resisted downturns but have…

Municipal Bonds: An Attractive Opportunity in an Uncertain Time

From: jhinvestments.com

Municipal bonds can offer investors compelling yields without sacrificing credit quality in a late-cycle economic environment.

Municipal bonds are only a small part of the broad fixed-income market, standing at roughly $4 trillion in assets relative to the $53 trillion in total U.S. fixed-income assets. However, this asset class can offer some unique advantages to other parts of…

David Morgan talks with Tom Hardin from Canterbury Investment Management, on extraordinary investment strategies:

David Morgan talks about the importance of being your advocate and how with his elite team of money manageres and professionals REAP earns our clients’ honesty, integrity and trust just as much in down markets as in up….

Check out David Morgan’s video and eBook on Reinventing Retirement:

BMO Harris Market Linked CDs

A CD available with up to a 40% return

12 Top Tax Questions About Capital Gains, Losses and Worthless Securities

From: www.thinkadvisor.com

This year has been one long roller-coaster ride for investors. Despite November’s stock market rally, the S&P 500 is still down about 17% year to date. Clients who leaned into the summer’s bear market may be seeing big gains, while others may be cutting their losses. And those who invested in…

Is the 60/40 Portfolio Dead? Long Live the 60/40 Portfolio

From: smartasset.com

60/40 portfolio allocation is a popular investing approach. Put simply, it’s an allocation strategy that consists of 60% equities and 40% bonds. This approach, which may allow for robust growth while remaining relatively risk-averse, has shown long-term positive returns over the course of decades and has been a mainstay for many investors. But amid a volatile year in the…

Why Buffer Funds Haven’t Escaped the Bear Market

From: www.morningstar.com

This year’s brutal market has tested their downside protection.

Buffer funds—which promise to limit downside losses from equity market exposure while capping upside returns—have grown increasingly popular. By my count, there are now roughly 120 exchange-traded funds plus a handful of open-end mutual funds following this approach. Since the first buffer products appeared on the scene in 2016, assets have…

The 4% Rule Just Became a Whole Lot Easier

From: www.advisorperspectives.com

I built a 4.36% real (inflation-adjusted) systematic withdrawal portfolio using a 30-Year TIPS ladder.

In June, I wrote about safe spend rates and concluded that a balanced portfolio could only support a 3.3% real withdrawal rate for a 30 year period with a 90% chance of success. There are differing opinions on what a safe spend rate should…

This Investor Awareness Guide, with a forward by David H. Morgan, contains fundamental, valuable economics. Click to view the full article.