From: fa-mag.com
About four years ago, I authored an article for Financial Advisor in which I examined risks to the “4.5% safe withdrawal rule,” which I had developed over many years of research. At that time, my conclusion was that the rule was still viable. But when you consider the case of the person who retired on January 1, 2000 (someone who had to contend with not…
From: thinkadvisor.com
In exclusive interview, Lou Harvey laments the scarcity and necessity of advisors’ client hand-holding.
The Boston-based consulting firm just released its famous Qualitative Analysis of Investor Behavior (QAIB) study, now in its 21st annual edition, and it once again exposes a wide gap between investment returns — the return of a benchmark index — and the much smaller returns…
From: financial-planning.com
Consistency of portfolio performance is quite an enigma. On the one hand, it’s what many investors, including your clients, will claim they want. On the other, many won’t stick with a portfolio long enough to ever experience its consistency.
Thus, if a portfolio actually demonstrates performance consistency, will anyone actually notice?
Let’s examine the consistency of rolling five-year annualized returns for 12 major asset class indexes and…
Key Takeaways
From: nytimes.com
From their earliest days, the loosely confederated research efforts that came to be known as behavioral economics spawned a large quantity of studies centered on securities investment. This was not because the field’s pioneers were especially interested in stocks and bonds, nor was the early research commonly underwritten by financial services firms.
Rather, the hive of activity that evolved into its own…
From: etftrends.com
A recent CNNMoney survey of economists pegs the odds of the U.S. entering a recession this year at 18%. Considering the duality of the current market turmoil caused by Chinese capital flight and the propensity of news-outlets to give time and space to the most outrageous of economic doomsayers, it’s no wonder investors are scared. Yet, a reasoned analysis of economic…
From: cnbc.com
What followed the 2008 mass exodus from stock funds? A five-year, cumulative 8.6 percent return for the S&P 500.
How about that 550-point intraday dive last week in the Dow! Did that finally get you to sell?
Or was it one of the many headlines about the trillions of dollars that have been wiped out of the stock market in the worst start for…
From: Investment Management Consultants Association
The active versus passive debate goes back more than 40 years, to when Jack Bogle, founder of the Vanguard Group Inc., launched the Vanguard 500, the first index mutual fund. Ever since, ever-changing market dynamics have squashed and subsequently rekindled the debate in sequential cycles of boom and busts.
From: money.cnn.com
Stocks are off to their worst start to a year ever.
No wonder “sell stocks” is a popular Internet search term these days. The phrase just hit its highest search frequency since 2008 (the year of the financial crisis), according to Google Trends statistics compiled by the blog Daily Shot.
It’s human nature to look at this massive wave of selling and panic.
But…
From: heraldtribune.com
It is winter, but the bears are not hibernating. They are everywhere.
It is a rare day when their growls are not heard up and down Wall Street. Therefore, take heed and guard yourself against joining the lemmings as they run for the sea, panicked by the sounds of the bears.
Selling off sound stocks needlessly will only turn temporary discomfort into permanent…
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