Investment/Asset Allocation

14th Jul, 2017

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3 Questions to Ask Before Investing in a Franchise

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As a consumer, you’ve probably visited a franchise at least once in the last month. But have you ever thought about owning one? If you’re the entrepreneurial type and looking for a career change or another income stream, it might be worth considering. This kind of business venture allows you to be your own…

Stop Fooling Yourself About 8% Easy Returns

27th Jun, 2017

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Stop Fooling Yourself About 8% Easy Returns

From: www.bloomberg.com

There's an amazing amount of denial going on right now.

Investors are simply ignoring current market dynamics and are still expecting average annual returns of 8.6 percent, according to a Legg Mason Inc. survey of income investors released this week. Those who were employed expected more than 9 percent gains, with retirees expecting less. Actual returns have come…

Five Reasons to Consider High-Yield Bonds

13th Jun, 2017

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Five Reasons to Consider High-Yield Bonds

From: lordabbett.com

High-yield corporate bonds still present a compelling opportunity, despite tighter credit spreads.

High-yield bonds have performed very well over the past year, with the Bank of America Merrill Lynch High Yield Master II Constrained Index returning 12.65% for the 12-month period ended June 9, 2017. Although positive performance has come with tighter credit spreads, here are five reasons why we believe investors should continue to…

Morningstar 2016 Q4 Report

6th Jun, 2017

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Key Takeaways

  • Morningstar was tracking 881 strategies from 162 firms with total assets of $86.7 billion through December 2016.
  • Total assets in these strategies as reported to Morningstar increased 2.2% in the fourth quarter of 2016.
  • This marks the fourth consecutive quarter of growth in this space. Approximately $95 million of the $1.9 billion in quarter-over-quarter growth was driven by the addition of new strategies to…

White Paper: An In-Depth Look at Defined Maturity ETFs

23rd May, 2017

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White Paper: An In-Depth Look at Defined Maturity ETFs

From: Guggenheim Investments

As the ETF market has evolved, so too has the depth and breadth of available products.

Defined maturity exchange traded funds (ETFs), a recent structural innovation in the rapidly growing ETF market, have created a wide range of new opportunities for fixed income investors. Today, these ETFs provide sectorspecific exposure to fixed income markets, including segments of the market previously only accessible…

Just 1% More Can Make A Big Difference

22nd Mar, 2017

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Just 1% More Can Make A Big Difference

From: forbes.com

Often it’s the little things in life that can make the biggest difference. That’s true when it comes to saving for retirement. Putting just 1% more into a tax-advantaged retirement account like a 401(k), 403(b), or traditional IRA could make a noticeable difference in your lifestyle in retirement.

“The retirement savings mountain might appear imposing from a distance, but the climb isn’t as…

Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

8th Mar, 2017

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Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

From: fa-mag.com

Good news for everyone waiting for a bubble to burst. Predicting sectorwide crashes in the equity market isn’t impossible.

That’s the conclusion of Harvard University researchers who studied boom-and-bust cycles in publicly traded U.S. industries since 1926. In a new paper, Robin Greenwood, Andrei Shleifer and Yang You found that while not every violent advance in shares ends in horror, those that do…

What the Academy’s Best Picture Voting Tells About Investing

8th Mar, 2017

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What the Academy’s Best Picture Voting Tells About Investing

From: news.morningstar.com

Opportunities exist to be exploited, but they don’t remain constant.

Not-So-Total Recall

Initially, the Academy of Motion Picture Arts and Sciences honored films that had been released over portions of the previous two years. That decision weakened the awards’ rhetorical power. For example, the Best Picture winner of the dinner held in March 1934, which was hosted by Will Rogers, could neither be…

6 Financial Concepts Taught by American Presidents

21st Feb, 2017

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6 Financial Concepts Taught by American Presidents

From: theentrustgroup.com

You don’t have to read far into The Art of the Deal to learn what drives President Donald Trump’s approach to finances and business. Its first line: “I don’t do it for the money. I’ve got enough, much more than I’ll ever need. I do it to do it. Deals are my art form.” Historically, presidents (and one founding father) have taken different…

The Dow just hit 20,000, but half of America missed out

28th Jan, 2017

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The Dow just hit 20,000, but half of America missed out

From: finance.yahoo.com

On Wednesday, the Dow Jones Industrial Average traded above 20,000 for the first time.

This barrier, which is more important psychologically than it is for actual investment decisions, had been in the market’s sights for over a month after the post-election rally that followed Donald Trump’s election sent stocks to new records.

Unfortunately, however, many Americans missed out.

Back in April 2016,…