From: thinkadvisor.com
The Servo Wealth Management principal shows what an advisor can add, and what the absence of one can cost.
Many a client relationship failed to materialize because the prospect balked at paying the annual advisory fee.
It’s an understandable concern, from the prospective client’s point of view, since he wants to invest in order to make money, yet the only immediate certainty is…
From: forbes.com
According to the latest 2014 release of Dalbar’s Quantitative Analysis of Investor Behavior (QAIB), the average investor in a blend of equities and fixed-income mutual funds has garnered only a 2.6% net annualized rate of return for the 10-year time period ending Dec. 31, 2013.
The same average investor hasn’t fared any better over longer time frames. The 20-year annualized return comes…
From: The Wall Street Journal
Investors may not be as stupid as some researchers think, but they still need to fight their own fear and greed.
A new study finds that the average investor in all U.S. stock funds earned 3.7% annually over the past 30 years—a period in which the S&P 500 stock index returned 11.1% annually. That means stock-fund investors underperformed the market by approximately 7.4 percentage…
From: investmentnews.com
Matching the index last year would have involved too much risk.
As financial advisers roll through annual client reviews, many will face the task of having to explain how their portfolio strategies so badly lagged the 13.7% gain by the S&P 500 Index last year.
Fact is, a truly diversified investment portfolio should have returned less than 5% in 2014. It was that kind…
From: foxbusiness.com
You had a great 2014. Your portfolio went up an astounding 17%, and now you’re racking your brain deciding whether to thank your wealth adviser with a bottle of Yamazaki or Pappy VanWinkle.
I have a better idea, something you probably haven’t thought of:
Give him a pink slip.
That’s right. Fire the guy.
You need to get rid of him — or her…
From: nytimes.com
WHEN most people think of folklore, they think of ancient stories passed down through the ages. The tales may be instructive, amusing or both, but few take them as entirely true. Still, they represent an oral tradition that once helped people make sense of the world.
After a nearly two-year study that aimed to answer the question, What does true investment…
From: nytimes.com
When Elaine and Merlin Toffel, a retired couple in their 70s, needed help with their investments, they went to their local U.S. Bank branch. The tellers knew them by their first names. They were comfortable there.
So when a teller suggested that they meet with the bank’s investment brokers, the Toffels made an appointment. After discussions and an evaluation, the bank sold them variable annuities,…
From J.P. Morgan Asset Management
Despite a U.S. business cycle that is in its sixth year of expansion, many are still skeptical about investing in the stock market. While such skepticism is a sign of a healthy market, it also means that investors are likely underweight equities—and could miss out on stocks’ potential returns over the long run.
Investing when the market dividend yield and term spread—financial proxies for sentiment—are high…
From www.xyplanningnetwork.com
No matter where you are in life, from starting your career to starting your retirement, working with a financial adivsor can make a big difference.
A good planner will help you set goals and create a clear path for achieving them, letting you rest easy knowing that you’ve got a plan in place.
But finding the right financial planner can be tricky…
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