The True Value of Financial Advice

From: Horizon Investments

Have you been to a financial services conference lately? Then you know that the tectonic force shaking our industry is technology.

Except, that’s not entirely true.

The landscape is changed. And technology is being increasingly used in ever more sophisticated ways. But the real seismic shift shaking the ground beneath our feet isn’t digital transformation — it’s the Copernican Revolution.

It’s a radical change in…

A key component of planning your financial strategy is finding the right advisor to help you reach your investment goals. With over
300,000 professionals working under the title of “personal financial advisor” today1, it can be difficult to know which one to choose.

It is important to find an advisor that has the freedom and independence to find financial solutions that best fit your unique needs. Independent registered investment advisors (RIAs), one of the fastest…

REAP’s David H. Morgan is a certified Retirement Management Advisor® (RMA®). Let’s take a look at what the RMA Program is and how this resource can help you in your financial planning.

What is the RMA Program?

The Retirement Management Advisor® (RMA®) program is an advanced certification for financial professionals that provides them with knowledge to build custom retirement income plans for their clients to better mitigate risk and ensure better outcomes.

The RMA program requires…

Fiduciary Investment Advisers May Add More Than 6% In Value

From: www.forbes.com

Each year, Russell Investments does a nice job calculating the value of working with an investment advisor. They recently estimated the value added as more than 4%.

This is the additional percentage return that investors can expect to receive by working with an advisor compared with going it alone, and includes the following…

Dear Financial Advisor: Why Is My Portfolio Doing So Badly?

From: www.thestreet.com

That’s a question many investment advisors are hearing these days when they dare to answer the phone.

Understandably, the investor sees the stock market reaching new highs, then they look at their portfolios and see either no gains, or a gain considerably lower than the one posted by the stock market. Indeed, the S&P…

Tips That Help You Select the Best Financial Advisor

From: Paladin Research

There is a right way and a wrong way to select a financial advisor:

• The right way: You control the process you use to select an advisor
• The wrong way: You let the advisor control the process

The wrong way creates a major, hidden financial risk. When you let financial advisors control the process there is an increased risk you will select the…

Advisor Testimonial – David H. Morgan

From: National Association of Certified Financial Fiduciaries

David H. Morgan, MSFS, CEP® is a financial advisor who offers comprehensive, holistic wealth management that connects every aspect of a client’s financial life. To help accomplish this, he engages a team of financial, legal and tax professionals who provide multi-disciplinary solutions to a client’s financial needs – solutions not…

50 Things: What a Professional Financial Advisor Does for You

Financial Planning

1. Cares more about you and your money than anyone who doesn’t share your last name.
2. Guides you to think about areas of your financial life you may not have considered.
3. Formalizes your goals and puts them in writing.
4. Helps you prioritize your financial opportunities.
5. Helps you determine realistic goals.

David H. Morgan describes REAP on KOOL 100.9 FM at the Senior Health & Wellness Expo:

The Value of a Fiduciary Advisor Reaches 4% in 2017

From: www.iris.xyz

Written by: Brad Jung | Russell Investments

Updating our annual “Value of an advisor” study for 2017 seems especially relevant given the spotlight that the DOL fiduciary rule has shone on all manner of fees in recent months. Regardless if the fiduciary rule is materially changed or not during the current delay, the fact remains that…