Blog & Helpful Articles

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White Paper: An In-Depth Look at Defined Maturity ETFs

23rd May, 2017

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White Paper: An In-Depth Look at Defined Maturity ETFs

From: Guggenheim Investments

As the ETF market has evolved, so too has the depth and breadth of available products.

Defined maturity exchange traded funds (ETFs), a recent structural innovation in the rapidly growing ETF market, have created a wide range of new opportunities for fixed income investors. Today, these ETFs provide sectorspecific exposure to fixed income markets, including segments of the market previously only accessible…

11th May, 2017

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3 Ways to Maximize the College Tour Experience

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

If your family is gearing up to make a college decision in the coming months, a tour of prospective campuses may be on your agenda. Here are a few strategic tips to help you compare higher education choices and get the most from your visit.

Explore Your Tour Options Well in Advance
Every college…

27th Apr, 2017

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5 Pilgrimages to Add to Your Bucket List

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Looking for a vacation that offers a spiritual break or the opportunity for introspection? Embarking on a pilgrimage where you walk historic paths and visit sacred sites may be the perfect vacation alternative. Here are a few historically significant options, whether you’re looking to go near or far.

International Destinations
Taking the time…

13th Apr, 2017

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Is your policy’s coverage enough to protect you?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

True wealth is more than what you earn; what you retain and maintain also matters. Proper insurance coverage helps by protecting your assets from risks that can subtract value or cause costly harm. But do you have ample coverage? High net worth individuals often don’t. Many experience an insurance gap and require attention that’s above…

Retirement Basics: Fixed Index Annuities

12th Apr, 2017

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Retirement Basics: Fixed Index Annuities

From: REAP, LLC.

How a Fixed Index Annuity could strengthen and protect your overall retirement plan.

When it comes to your retirement, a steady stream of income could make a difference in your later years. With a fixed index annuity, a portion of your retirement savings is protected from risk until it’s needed. What is a fixed index annuity? A fixed index annuity allows you to protect a portion…

30th Mar, 2017

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Is now the time for a sabbatical?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

When was the last time you took a few vacation days and left work behind? In a 2016 Indeed poll of approximately 2,000 adults, 20 percent didn’t take a summer vacation and 59 percent of those who did worked while on the break. A busy work life with little to no time to unwind…

Just 1% More Can Make A Big Difference

22nd Mar, 2017

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Just 1% More Can Make A Big Difference

From: forbes.com

Often it’s the little things in life that can make the biggest difference. That’s true when it comes to saving for retirement. Putting just 1% more into a tax-advantaged retirement account like a 401(k), 403(b), or traditional IRA could make a noticeable difference in your lifestyle in retirement.

“The retirement savings mountain might appear imposing from a distance, but the climb isn’t as…

16th Mar, 2017

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3 Pitfalls That Can Impact Your Retirement Savings

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

A long-term savings strategy like planning for retirement relies on small steps taken over an extended period of time. Make sure you’re on track by avoiding these common mistakes.

Underfunding Retirement Accounts
Are you among the 71 percent of Americans who aren’t putting enough away for retirement? The most effective determining factors of…

Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

8th Mar, 2017

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Harvard Academics Reveal Blueprint For Avoiding Stock Crashes

From: fa-mag.com

Good news for everyone waiting for a bubble to burst. Predicting sectorwide crashes in the equity market isn’t impossible.

That’s the conclusion of Harvard University researchers who studied boom-and-bust cycles in publicly traded U.S. industries since 1926. In a new paper, Robin Greenwood, Andrei Shleifer and Yang You found that while not every violent advance in shares ends in horror, those that do…

What the Academy’s Best Picture Voting Tells About Investing

8th Mar, 2017

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What the Academy’s Best Picture Voting Tells About Investing

From: news.morningstar.com

Opportunities exist to be exploited, but they don’t remain constant.

Not-So-Total Recall

Initially, the Academy of Motion Picture Arts and Sciences honored films that had been released over portions of the previous two years. That decision weakened the awards’ rhetorical power. For example, the Best Picture winner of the dinner held in March 1934, which was hosted by Will Rogers, could neither be…