David H. Morgan on Investopedia

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

David H. Morgan is a financial advisor who offers comprehensive, holistic wealth management that connects every aspect of a client’s financial life. To help accomplish this, he engages a team of financial, legal and tax professionals who provide multi-disciplinary solutions to a client’s financial needs – solutions not just…

Estate Planning as a Gesture of Affection

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

An uncertain future can be a great motivator for putting together a financial plan. Knowing you’re prepared and that your loved ones will be taken care of after you’re gone can provide peace of mind to everyone involved.

While it’s a tough conversation to have, you can’t afford to put it off. In fact, as the boomer…

David H. Morgan describes REAP on KOOL 100.9 FM at the Senior Health & Wellness Expo:

The Value of a Fiduciary Advisor Reaches 4% in 2017

From: www.iris.xyz

Written by: Brad Jung | Russell Investments

Updating our annual “Value of an advisor” study for 2017 seems especially relevant given the spotlight that the DOL fiduciary rule has shone on all manner of fees in recent months. Regardless if the fiduciary rule is materially changed or not during the current delay, the fact remains that…

When It May Be Good to Borrow Money

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

At first glance, the data looks bleak: Nearly three-fourths of Americans are in some kind of debt. While that may sound troubling, consider that not all debt is bad. In fact, borrowing sums of money with a legally bound promise to pay it back can demonstrate trustworthiness to institutions and is often a…

Financial Priorities Young Families Should Address

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Wise money moves for parents under 40.

As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.

Parenting presents you with definite, sudden, financial needs to address. By focusing on those needs today,…

Lengthening the Investment Time Horizon

From: MFS White Paper

Summary

• Investors are increasingly short term in their orientation, even while demographic trends point to longer life expectancy and the need for larger pools of retirement funds.
• Various reasons have been posited for this short-term view; they include the role of incentives, media and financial reporting and numerous decision-making biases identified by behavioral researchers.
• An arbitrage opportunity exists for managers with a longer investment horizon: There are more…
  
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August 14th, 2017 – Economic Update

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Regulators say something about living wills, and are relieved that no one really cared

From: finreg.sourcemedia.com

Banking regulators managed to say a little something about living wills yesterday, and no one really cared. American Banker and Reuters offered brief items, probably because there wasn’t much to say beyond the fact that 21 banks have a little more time to turn in their homework….

What Is the Real Value of $100 in Your State?

From: taxfoundation.org

This map shows the real value of $100 in each state. Prices for the same goods are often much cheaper in states like Missouri or Ohio than they are in states like New York or California. As a result, the same amount of cash can buy you comparatively more in a low-price state than in a high-price state.

The Bureau of…