Fiduciary Investment Advisers May Add More Than 6% In Value

From: www.forbes.com

Each year, Russell Investments does a nice job calculating the value of working with an investment advisor. They recently estimated the value added as more than 4%.

This is the additional percentage return that investors can expect to receive by working with an advisor compared with going it alone, and includes the following…

The Simplest Annuity Explainer We Could Write

From: www.nytimes.com

We define immediate annuities, fixed annuities, variable annuities and index annuities, plus give you questions to ask salespeople.

Annuities can be complicated. This column will not be.

After I wrote two weeks ago about getting tossed out of the office of an annuity salesman, there was a surprising clamor for more information about this room-clearing topic. One group of readers just wanted…

I was asked by Dr. Foley recently to summarize what stewardship means to me for this year. In light of this request, I have opted to review Dr. Foley’s 5 core stewardship themes and how they integrate into our secular world, and how they might impact your stewardship pledge.

1. Heart: I wish to share a story of on old talking to his son, and how the heart involves stewardship. “A fight is going on inside…
   
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Do you know about good debt?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Is all debt bad? Not necessarily. Strategic spending can often work out well in the long run, even if this means temporarily racking up loan balances. However, it’s important to plan carefully to make sure you’re making wise choices. 

Here’s what to keep in mind as you consider different forms of debt. 

What’s a Safe Withdrawal Rate in Retirement?

From: www.fool.com

It’s always a bit of a gamble, but some strategies are a safer bet than others.

You’ve saved diligently for retirement throughout your working years, and now it’s time to enjoy the fruits of your labor. But that doesn’t mean it’s time to stop planning for the future. Your retirement savings will probably need to last you 20 years or more, and if you…

Eleven Celebrity Estate Planning Lessons

From: www.wealthmanagement.com

Appreciating their mistakes can help you better serve your clients.

Celebrities often do a great job accumulating wealth during their lives only to allow it all to slip away after their deaths with improper (or none at all) estate planning.

Though there’s an undeniable element of schadenfreude that makes these disaster stories ghoulishly enjoyable, there are also important lessons to be learned. The problems experienced by celebrity…