By Jennifer Frost

Two of the most important factors in a close relationship with your grandchildren are physical proximity and frequency of contact. Although you may not live nearby, ensuring that your home is child-friendly and provides a welcoming environment for all your extended family, means you will likely receive more visits and get to spend more quality time together. A few checks and minor changes to your home can make…

Why Prenups Aren’t Just for Millionaires

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Does talking about prenuptial agreements make you uncomfortable? For many of us, the answer is “yes.”

Realistically, signing a prenup doesn’t mean that your marriage is doomed or you don’t trust each other. It means you’re wise enough to plan for the worst even as you’re striving for the best.

Even though marriage is based on love and commitment,…

The Crisis in Retirement Planning

By Robert C. Merton | Harvard Business Review

Corporate America really started to take notice of pensions in the wake of the dot-com crash, in 2000. Interest rates and stock prices both plummeted, which meant that the value of pension liabilities rose while the value of the assets held to meet them fell. A number of major firms in weak industries, notably steel and airlines, went bankrupt in large…

Pursuing a Better Investment Experience

From: Secure Investment Management

Key Principles to Improve Your Odds of Success

1. Embrace Market Pricing

The market is an effective information-processing machine. Each day, the world equity markets process billions of dollars in trades between buyers and sellers—and the real-time information they bring helps set prices.

2. Don’t Try to Outguess the Market

The market’s pricing power works against mutual fund managers who try to outperform through stock picking or market timing….

Where Harry Markowitz, Father of Modern Portfolio Theory, Is Invested Now

From: www.thinkadvisor.com

The 91-year-old Nobel winner also told ThinkAdvisor that AI should stand for “artificial idiocy.”

Nobel Prize winner Harry Markowitz, who conceived Modern Portfolio Theory, is 91 years old, boasts a list of corporate clients as long as your arm and has no intention of keeping his controversial views to himself, as evidenced in an interview with ThinkAdvisor.

For starters,…

What’s your retirement spending strategy?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

veryone’s retirement spending plan will be a little different, but we probably all have one goal in common: Don’t run out of money.

Have you thought about how much you want to withdraw each year after retirement? Having a solid plan in place will not only help you stay secure, but it will also save you a good amount…

By Jennifer Frost

Nearly a quarter of Americans retire before the age of 55. These days, ‘retirement’ does not necessarily mean not working or earning an income, but rather living day-to-day life doing things for enjoyment, perhaps generating a passive income instead of ‘actively’ earning money. Being savvy with property can be a great option in this respect. However, you will need to save a lot of money – in the…

By Jennifer Frost

Dogs are a man’s best friend, and this is particularly true for seniors. If you’re retired or soon-to-be retired, a dog can help you enjoy your golden years to the fullest. Dogs keep you fit, healthy, happy, and may even extend your lifespan. A study in Scientific Reports found people who lived alone with a dog had a 33% reduced risk of death, and an 11% reduced…

Many people spend years dreaming about the day they will retire. They envision spending time in their vacation home’s with their family and friends at their sides. However, for some, this vision doesn’t become reality.  Instead, they spend their golden years working instead of at the golf course or having coffee with friends. If you have a sneaking suspicion that you may be a person who needs to delay retirement, then here’s what…

Get Tax Smart With Your Investments

From: www.assetmark.com

Taxes are a top detractor from overall portfolio performance. Your financial advisor can help you implement strategies to make your investments more efficient and tax-smart.