Why You Should Be a Risk-Taker

From: www.morningstar.com

Since you can’t really avoid risk, you might as well take control of the situation.

Risk, it seems, is a four-letter word.

That’s true in the literal sense, of course. But it’s also no stretch to say risk carries a negative connotation for investors. True, the market is clipping along in 2021 (the S&P 500 is up more than 8% as of early April, on…

What to do When a Loved One Dies

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Strategies for Managing Lifestyle Inflation

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

More money means more spending power.

When a promotion at work or a lucrative investment puts more money in your pocket, you’re naturally inclined to treat yourself. But are you still finding the right balance between spending and saving for the future?

Keep these guidelines in mind if you want to keep lifestyle inflation under control.

Recognizing the Trend

Lifestyle inflation is…

It’s Always Tax-Loss Harvesting Season

From: www.wealthmanagement.com

Many investors implement a year-end tax-loss harvesting strategy with their municipal bond portfolio. Limiting loss harvesting to year-end, however, reduces its benefits. It may be time to implement a managed year-round tax-loss harvesting strategy instead.

Investors occasionally look to their municipal bond portfolio for loss-harvesting opportunities that reduce the impact of capital gains taxes on portfolio returns. All too often, this occurs only toward year-end….

David H. Morgan joins the LTC Minute to talk about how tax-free money can be created for long-term care.

Estate Planning in 2021 and Beyond

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

The new administration has proposed tax changes that could affect estate planning for the wealthy.

While these proposals may not pass, they offer an important reminder. No matter what, it’s important to remain alert to how the tax code can affect investments and the assets we want our families to inherit.

And while it’s hard to act in the…

5 Issues for Bond Investors to Consider: Wells Fargo

From: www.thinkadvisor.com

Fixed income has an important role to play in a well-diversified portfolio, even in today’s rising interest rate environment, according to a new report from Wells Fargo Investment Institute.

The report puts forward five characteristics of bonds it says investors should consider before they make changes to their bond holdings.

1. Performance

Investors should judge fixed income performance by…

2021 Value of an Advisor Study

From: Russel Investments: Full Study

A sharper focus on the value of your advice.

Executive summary

Russell Investments has always focused on the value of advisors. And never was an advisor’s value so obvious as during 2020.

It was a year that tested both investors and advisors in so many ways. Financial markets fell sharply early in the year when the global spread of the COVID-19 virus forced…