By Mary Shannon

The job market has fluctuated quite a bit in the past year, with the pandemic making things unstable for just about everyone. As we press forward into a new normal, it’s important to take stock of marketable skills and make meaningful choices that will translate into income. If you’ve recently been laid off or just want to make some extra money, there are several things you can do to make the process…

BCM Buffer Series

From: Brookstone Capital Management

Crisis Events

From: Brookstone Capital Management

It was only a few weeks ago that the main crisis event the markets were contemplating was Covid. Now, that crisis has been displaced by the Russian invasion of Ukraine. These events are statistical outliers individually, also called black swans because they are rare events. Crisis events or black swans happen much more frequently than investors often realize. The specifics of any individual crisis event…

Don’t end up with less income than you need in retirement

From: www.fool.com

When you’re young, and need more income, you might take on an extra job, get a raise at work, or switch to a better-paying job. But when you’re retired, those options may not be feasible. Still, retirees need ample income to survive for possibly two or three decades (or more), and Social Security alone is never going to…

Tax Preparation Checklist

Before you begin to prepare your income tax return, go through the following checklist. Highlight the areas that apply to you, and make sure you have that information available. Better yet, attach the list to a folder of your tax documents, and check items off as you add them to the folder.

Do you feel like you’ve been limiting your financial choices in retirement? Even baby boomers with large nest eggs worry about draining their savings. Thankfully, it’s possible to stay relatively frugal while making the most of your golden years. You can find great advice on making your savings work for you on the REAP blog! Furthermore, these tips can help you manage your funds well without limiting your opportunities in retirement.

Refinance Your Home

You…

By Danielle Porter

No matter whom you discuss your retirement plans with, they will tell you that you cannot start planning for your pension too early. While this may not be a big problem for most people who spend their lives paying into the same social security system, expatriates or immigrants who have double residency often have to take matters into their own hands. Here are a few key steps to take…

Taxes in Retirement

Presented by: David H. Morgan

About This Webinar

How and why the marginal tax system differs in your retirement years to your detriment
Whether you really will take money out of your IRA from a lower tax bracket than when it was put in
The provisional income calculations on your Social Security payments
How Capital Gains and Dividends impact your overall tax liability differently in retirement
The difference between deductions, exemptions, and credits on your…

Taxation of Annuities: FAQs

From: Whitepaper | Authored By: Heather L. Schreiber, RICP®

Annuities come in various shapes and sizes: non-qualified, qualified, variable, fixed, index, deferred, immediate—you get the idea. In my role as an advanced planning consultant, I find that financial professionals may struggle with the tax complexities associated with annuities, mainly when dealing with an already tax-deferred source of funds, such as qualified monies or when a non-natural owner…