From: www.financial-planning.com
Americans are now retiring three or four years later in life than they did three decades ago, puzzling researchers and reversing a trend that had lasted more than a century.
From: www.morningstar.com
This year’s brutal market has tested their downside protection.
Buffer funds—which promise to limit downside losses from equity market exposure while capping upside returns—have grown increasingly popular. By my count, there are now roughly 120 exchange-traded funds plus a handful of open-end mutual funds following this approach. Since the first buffer products appeared on the scene in 2016, assets have…
From: www.advisorperspectives.com
I built a 4.36% real (inflation-adjusted) systematic withdrawal portfolio using a 30-Year TIPS ladder.
In June, I wrote about safe spend rates and concluded that a balanced portfolio could only support a 3.3% real withdrawal rate for a 30 year period with a 90% chance of success. There are differing opinions on what a safe spend rate should…
From: www.stltoday.com
In a homecoming against the team that he says rejuvenated his career last season, Albert Pujols slugged his way into baseball immortality. He hit two home runs Friday night against the Los Angeles Dodgers, becoming the fourth player in the 700 home run club.
The two deep blasts put him into a class with…
From: financeinsights.net
A million dollars used to be the ultimate target for retirement portfolios. Retiring as a millionaire brought status and confidence that you could live comfortably during your golden years.
If you retired with $1 million in 1970, you probably didn’t have to worry about your nest egg running out, even with a lavish lifestyle. It would be like retiring with $6.9…
This informative video that explains why the money supply is the direct cause of higher inflation and lower stock prices. Although this sounds dull, it is extremely valuable information.
From: theamericanretiree.com
Many people have the idea that estate planning is only for the wealthy. However, it may be time to reconsider because an early estate plan helps ensure that your retirement years are stress-free. Remember that good estate planning will go a long way toward safeguarding and developing your money over time.
Although each person’s circumstances will vary, there are several common considerations when planning…
From: theamericanretiree.com
You may want to consider Roth IRAs if you wish to add to your 401(k) or don’t have a 401(k) and need an alternative way to save for retirement. We’ll talk about Roth IRAs, how they differ from other retirement accounts, and how you can decide if you want one.
In a Roth IRA, you can invest money…
From: www.kiplinger.com
Every family has one – or maybe more – black sheep. They’re people who march to their own drum, and handing them an inheritance could be problematic. Here are some tips for managing them in your estate plan.
Every family faces a unique set of circumstances when it comes to wealth, financial planning and thinking about the future. But no matter the situation –…
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