REAP’s affiliate strategist Horizon Investments introduces
“Risk Assist” for investment risk mitigation.
Blog & Helpful Articles

Want to Trump-proof your portfolio? It’s not too late.
Want to Trump-proof your portfolio? It’s not too late.
From: www.marketwatch.com
If your investments are taking a beating from tariff ‘liberation day’ or ‘Mag 7 problems,’ this simple strategy may help
When I wrote in January about how to “Trump-proof your portfolio,” I had my tongue — not for the first time — somewhat in my cheek.
I pointed out that anyone who wanted to sit out the second Trump administration had the option…
Handling Adversity
If you can keep your head when all about you
Are losing theirs and blaming it on you,
If you can trust yourself when all men doubt you,
But make allowance for their doubting too;
If you can wait and not be tired by waiting,
Or being lied about, don’t deal in lies,…
Can a Lien Be Placed on Homestead Property in Florida?
Can a Lien Be Placed on Homestead Property in Florida?
From: www.alperlaw.com
The Florida homestead law is the strongest asset protection tool in the country. It lets homeowners completely shield their primary residence from most types of creditors.
But many people misunderstand how the protection actually works when it comes to liens.
The general rule is that judgment creditors cannot force the sale of your homestead to collect on a debt….
Average intra-year market drop over the last 75 years
Average intra-year market drop over the last 75 years
From: www.linkedin.com (Peter Mallouk)
Over the last 75 years, the average intra-year market drop has been 14%. If you are overly stressed out about the current 10% drawdown, the stock market isn’t for you. Downside volatility is the price investors pay for long-term outperformance.
Edward Jones CEO: Crypto Still Isn’t An Asset Class
Edward Jones CEO: Crypto Still Isn’t An Asset Class
From: finance.yahoo.com
Investing in crypto should still be handled with great care given its volatility.
“I don’t see crypto as an asset class,” Edward Jones CEO Penny Pennington told me on Yahoo Finance’s Opening Bid podcast.
Pennington added, “There is not a fundamental value that stands behind crypto — however, it is becoming an innovation in our marketplace associated with blockchain innovations. That is a…
What We’ve Learned From 150 Years of Stock Market Crashes
What We’ve Learned From 150 Years of Stock Market Crashes
From: www.morningstar.com
Though they varied in length and severity, the market always recovered and went on to new highs.
This month marks five years since the covid market downturn.
Though the initial downturn on March 9, 2020, was dramatic—the US stock market lost nearly 8% in one day—the US stock market ultimately recovered from that crash in just four months, making it the fastest…
Cash Flow Summary & Strategy
Cash Flow Summary
From: www.linkedin.com (Oana Labes)
Most CEOs focus on the P&L.
That’s a big mistake.
A company can be profitable today and still fail to scale, attract investors, or create long-term shareholder value.
Why?
Because CEOs focus on earnings instead of cash flow strategy.
Without a plan to generate, allocate, and invest cash, you risk:
↳ Chasing revenue instead of high-ROI investments
↳ Wasting capital on low-impact initiatives
↳ Carrying debt that weakens financial flexibility
↳ Failing to attract…
Are Irrevocable Trusts Really Irrevocable – Part II
Are Irrevocable Trusts Really Irrevocable – Part II
From: www.aaepa.com
When I began practicing law, clients created irrevocable trusts with caution because the trust was then set in stone. By the time I left private practice, clients created irrevocable with more frequency and considerably less caution because changing irrevocable trusts became commonplace. Trusts and Estate practitioners have numerous options to consider if they want to change an irrevocable trust. The first part…
Offsetting capital gains from other household investments
Real Estate or Stocks?
Real Estate or Stocks?
From: www.linkedin.com (Wesley W. Fikes)
💰 $200K in Stocks vs. $200K in Real Estate – Which Wins?
Most people assume the S&P 500 is the safest path to wealth. But what if I told you real estate offers nearly double the net worth over 30 years—without taking wild market swings?
Let’s break it down (see the chart below):
🔹 Invest $200K in the S&P 500 → $𝟭.𝟴𝟲𝗠 in 30 years
🔹 Invest…