Go to page: What to Know About Passing Down Property
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Do you want to keep your home in the family? You have several options to pass down property, but it is important to consider what option works best for your loved ones.
How can you pass down property?
Go to page: Preparing Your Finances for Parenthood
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Parenthood is a major milestone. Are you ready for the financial changes that come along with having a child? New and expecting parents need to be prepared to cover all their little ones’ needs now and in the future — and there are some potential perks, too.
You can use this four-step checklist to help ensure you’ve covered your…
From: medium.com
And other key insights from a new T. Rowe Price study, including what makes retirees most content living in retirement.
In just a few years, I expect to reach work-optional status.
It’s been a long, hard slog, financially speaking, and things can certainly still go wrong.
That’s why I keep reading and writing about “retirement planning” (though, as I’ve written before, I…
Go to page: Single Versus Joint Life Insurance
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Life insurance gives you peace of mind that your partner will be taken care of when you are gone. If you are in a committed relationship, you can get that peace of mind with a single or joint life insurance policy. But what is the difference between the two, and which works best?
Single Life Insurance
Go to page: Retirement Risks for High Income-Earners
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Even middle- and upper-income earners face retirement risks. What are some of the biggest risks, and how can you preserve your financial security in retirement?
The Risks
From: www.financial-planning.com
Rules of thumb are popular for a reason. They’re simple, familiar and can set a good starting point for grappling with complicated questions. But in retirement planning, there’s one guideline that experts say is badly in need of an update: the 4% rule.
The idea is straightforward: Over the course of your first year of retirement, withdraw about…
Before you consider a HELOC, there may be a better choice, exclusively for you. A Home Equity Conversion Mortgage.
For many people, a Home Equity Conversion Mortgage (HECM)…
For some of us, our families are spread out all over the country, maybe even the world in some cases. Not all of us are fortunate enough to have our loved ones as close as we would like, but we are lucky to enjoy the company of our furry family that help to keep us active and lift our spirits daily.
Many Americans are choosing to age in place. A large part of…
From: www.gobankingrates.com
For some people in their 20s, when they land that first great job and have some disposable income to spare, their attention — and money — turn to spending on a fun car or a stellar downtown apartment. But the experts say it’s actually time to start saving for something…
From: Sterling Foundation Management
Recent IRS actions may create an opportunity to receive a premium price for your charitable remainder trust interests.
On June 1, 2023, the IRS finally adopted “new” mortality tables. We place the word “new” in quotation marks because the tables in question are based on 2010 data.
The world has changed drastically since 2010, and so the IRS’s new tables are…
Copyright © 2024 • REAP | Retirement & Estate Advisors & Professionals • All rights reserved
(855) 904-REAP • info@retirementestateplan.com
