Institutional vs. Retail Investors: Differences and FAQs

From: www.indeed.com

Institutional and retail investors have many similarities in their roles. Aside from those commonalities, there are numerous areas of distinction between them. If you’re interested in a career in finance, understanding the differences between institutional and retail investors can help you choose the right investing career for you. In this article, we define institutional and retail investors, examine the key differences between them…

Why Roth Conversions Are Not A One-Size-Fits-All Solution

From: www.fa-mag.com

Any client who hopes to maximize their retirement funds, you would be wise to explore Roth IRAs. Converting to a Roth IRA is an increasingly popular retirement strategy, but bear in mind it certainly isn’t a one-size-fits-all solution.

Potential Benefits Of Roth Conversions

Clients can transfer their funds from a traditional IRA or 401(k) into a Roth IRA through a

Justice Department Issues Web Accessibility Guidance Under the Americans with Disabilities Act

From: www.justice.gov

The Department of Justice published guidance today on web accessibility and the Americans with Disabilities Act (ADA). It explains how state and local governments (entities covered by ADA Title II) and businesses open to the public (entities covered by ADA Title III) can make sure their websites are accessible to people with disabilities in line with the…

Surviving Spouses May Not Be Responsible for Partners’ Medical Bills

From: www.nytimes.com

A call from a debt collector may add to the challenges that bereaved people are already dealing with. But spouses “should not assume that they have to pay.”

The death of a spouse can be devastating, and in the aftermath, calls from collection agencies about medical bills and other debts could not come at a worse time.

But surviving spouses may…

Red Flags in Financial Statements

From: www.linkedin.com (Pieter Slegers)

Noticing red flags will make you a better investor

The pdf includes:
• Declining Revenues
• Increasing Operating Expenses
• Net Losses
• Unusual Revenue Sources
• Inconsistent Earnings
• High Debt Levels
• And much more!

Let’s look at the advantages and disadvantages of a life estate deed in Georgia.

Benefits Of A Life Estate Deed

A Georgia Life Estate Deed offers several benefits.

Here are some of the key advantages:

-Retain control and use of the property: The life tenant can continue to live on, use, and enjoy the property for the rest of their life, while still maintaining control over its management and maintenance.

-Bypass probate: One of the main benefits of a…

REAL ESTATE MATTERS: Parents worry about tax burden of selling property to child

The reasons for transferring ownership to children vary.

Q: I have lived in my parents’ house for the past 19 years. I’ve been paying rent the entire time. They want to sell it to me for less than the market value but are afraid of the huge capital gains taxes. The home was purchased 19 years ago for $120,000 and the home has…

By Daria Uhlig

Here’s what you need to know about the W-9 form, one of the most common tax forms.

What Is a W-9 Tax Form?

Form W-9 is the Request for Taxpayer Identification Number and Certification form. If a payer must file an information return to the IRS to report payments made to or by you, they’ll likely ask you to complete the form.

What Is a W-9 Tax Form Used For?

A W-9 form provides the information…

In the wake of the damage left from Hurricane Helene, David Morgan speaks at Ormond Beach Presbyterian Church on stewardship and how to help those in times of need. Click below to access the video and skip to the 7:00 minute mark to see David’s talk.

Here’s Top Tax Planning Strategies for Your Business in Q4

From: shahaccountingcpa.com

As the fourth quarter approaches, it’s the perfect time to review your business’s financials and ensure you’re taking advantage of the best tax strategies available before the year closes. Whether your goal is to lower your tax burden, increase profitability, or simply avoid surprises come tax season, here are some key tax planning strategies to consider:

1. Maximize Section 179…

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