From: www.thinkadvisor.com
Every year, many numbers in the Internal Revenue Code are adjusted for inflation, ranging from the amount of the standard deduction to key limits for annual contributions to tax-advantaged retirement accounts.
Generally, the IRS sets its formal adjustments in mid-October, but there is now enough inflation data available to make relatively reliable projections for 2025 possible — and that is exactly…
From: www.morningstar.com
Our analysis reveals how the landmark law has affected workers’ retirement income.
In 1974, Congress transformed the American retirement system.
By a unanimous vote in the Senate and a margin of 407-2 in the House, it passed the Employee Retirement Income Security Act.
The goal was to protect workers who had lost their pension, like those of the bankrupted Studebaker-Packard corporation. It was intended to…
From: www.linkedin.com
Global debt is at $315 trillion, up 21% since COVID-19.
From: www.nytimes.com
With the Federal Reserve expected to cut short-term interest rates later this month, investors face some tricky choices.
While falling rates are usually viewed as a boon for the stock market, that’s not the case for all parts of the investment universe. In fact, for money you may need soon, where safety is a major priority, falling interest rates aren’t great news at all.
Whenever…
From: www.realtor.com
If you and your siblings are on track to one day inherit your parents’ home, take heed of this cautionary tale.
In a Reddit thread AmITheA—le, a poster recounts how when his mom died in 2018, she left him and his two siblings her house.
“My siblings wanted to sell the house and split the money,”…
From: www.schwab.com
A Roth IRA conversion involves moving assets from other retirement plans into your Roth IRA. Learn how to convert a Roth IRA and whether it’s right for you.
Does it ever make sense to pay taxes on retirement savings sooner rather than later? When it comes to a Roth individual retirement account (IRA), the answer could be yes. A Roth IRA is…
From: www.einpresswire.com
JACKSONVILLE, FLORIDA, UNITED STATES
The Fiduciary Advisor Network proudly announces the addition of a distinguished new advisor, David Morgan, of The R.E.A.P. Companies. This partnership not only strengthens the network’s capacity of esteemed advisors, but also promises significant benefits for the Jacksonville community.
From: linkedin.com
11.6% per year over the past 40 years — you’re free to have your own feelings about investing in the stock market, but you can’t have your own facts.
This 40 year period has included recessions, wars, Y2K, 9/11, the tech bubble, the real estate meltdown, political turmoil, etc.
When you stay scared and keep your money uninvested, you miss out on a…
By David H. Morgan
From talk given at Ormond Beach Presbyterian Church
We are living in turbulent times. Al around us in the past year we have witnessed a myriad of storms:
1. Natural Ones: such as many hurricanes, earthquakes, forest fires, and other sorts of weather extremes. Just this morning, and many times recently, there remain more and more articles about rising seas nationally, continued turbulence in the oceans and the Gulf of Mexico, and local…
From: wharton.upenn.edu
Wharton’s Olivia S. Mitchell states the stark truth about saving: “Let’s be honest, saving is no fun. People don’t get ‘utils’ (or utility) out of saving. They get utils out of spending. Therefore we must devise new ways to make saving more enjoyable.”
Retirees can get those utils if their savings, including pensions or annuities, are sufficient to finance their lifestyle…
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