The True Value of Financial Advice

From: Horizon Investments

Have you been to a financial services conference lately? Then you know that the tectonic force shaking our industry is technology.

Except, that’s not entirely true.

The landscape is changed. And technology is being increasingly used in ever more sophisticated ways. But the real seismic shift shaking the ground beneath our feet isn’t digital transformation — it’s the Copernican Revolution.

It’s a radical change in…

What Is the Difference Between Qualified Dividends and Ordinary Dividends?

From: www.fool.com

Qualified dividend tax rates and ordinary dividend tax rates are two different categories. Here’s how to know if your dividends qualify for the lowest tax rates and what it could mean to your wallet.

When you receive a dividend payment from an investment, it will fall into one of two categories for tax purposes: qualified or ordinary. The tax…

By Jennifer Frost

With Americans spending on average just under 11 hours per week in their car, you would be wise to consider whether your current car is as ready for retirement as you might be. Whether or not you choose to keep a car will, of course, depend largely on how much you are able to access your friends, family, leisure activities and day to day life without one. Maintaining…

Afraid to Retire? What to Do on Day One

From: nextavenue.org

How the 3 C’s can ease your way into a fulfilling retirement

You’re standing alone on the edge of a cliff, staring off into a vast unknown. Is this you, thinking about retirement?

Or as one man told me during my research into the new retirement: “So I wake up in the morning, go to the fitness club and have…

Drafting Income Tax-Sensitive Trusts

From: Blase & Associates, LLC

The disparate federal income tax treatment between trusts and individuals, that has existed since 1986, has grown even more pronounced than it was prior to the passage of the 2017 and 2019 year-end tax laws. This article will examine the problems which currently face us and will propose solutions to these problems.

Part I: Impact of the 2017 Year-End Tax Changes

As a result of the…

5 Retirement Mistakes to Avoid

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Planning for retirement is an ongoing process. No matter how much you have saved or where you are in your journey, it’s a good idea to regularly check in with your plan and stay informed.

And even if you feel confident about your current strategy, it can help to review these common saving and spending mistakes.

Take a look, and…

By Teresa Greenhill

Losing a spouse uproots your life in more ways than one. Besides the heartache of loss and the stress of planning a funeral, the death of a partner carries some pretty heavy financial burdens—many of which need to be settled sooner rather than later. People of any age can have a hard time facing the mountain of financial decisions that need to be made while grieving, and seniors are no exception. Fortunately,…

My Experience Abroad

By: David H. Morgan

In reflecting how to bet summarize my overseas scholarship experience at the Polytechnic of Central London in 1976—77, a host of powerful thoughts and feelings still resound. So, perhaps the most salient is to express my profound and innate gratitude for this most powerful experience is via a nautical metaphor, an anchor…

How to Manage Your Key Digital Assets

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

The average American has thousands of dollars worth of digital assets — this includes things like cryptocurrency accounts, sensitive personnel files and even irreplaceable items like family photos.

Many of us don’t have a plan for managing this information and keeping it secure, however.

Want to get organized and make life easier for you and your family? Here…

Use A Legacy List To Give Loved Ones Peace of Mind

From: billhigh.com

Has your spouse or a family member ever said to you, “What do I do when you’re gone? Who do I call? Where do I find all the family’s information? How do I take care of things?”

I know my wife has posed such questions to me. Making sure your loved ones know…