Go to page: How to Increase Retirement Income Without Working
By Sharon Wagner
As you approach retirement age, you’re crunching the numbers and realizing you’ll be living less comfortably than you hoped in retirement. Are you doomed to pinch pennies through your golden years, or is it possible to boost your retirement income without spending another decade in the office?
If your 401(k) isn’t enough for the retirement lifestyle you’ve been looking forward to, use these strategies to grow your retirement income and put more money…
Go to page: 3 Misconceptions About 401(k) Fees
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
If you have a 401(k), 403(b) or 457 plan, you may be losing money to overpriced investments and hidden costs. The good news? If you understand the fees you’re paying, you may be able to lower them.
If you haven’t looked closely at the details of your plan lately, now is a good time for a checkup.
Here are…
Go to page: What are your questions about RMDs?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
You’ve worked hard to save for your retirement. You’ve also carefully built a plan for managing your savings before and after you leave the workforce.
Among other things, this means considering the ins and outs of required minimum distributions (RMDs) for your retirement accounts.
Are you unclear about the rules or any recent changes? Here are some of the…
From: money.usnews.com
An annuity is an insurance product that offers guaranteed income. In its simplest form, an annuity involves setting aside a certain amount of money and then receiving regular payments over a designated time period. This might consist of ongoing paychecks that are guaranteed for your lifetime or for the next 10 or 20 years.
There are…
From: www.lazardassetmanagement.com
Issuance of convertible bonds has soared since COVID-19 brought a new driver of volatility to financial markets. Issuance of these fixed income securities, which give holders the option to convert their bonds into a predetermined number of equity shares in the same company, had been relatively low since the global financial crisis, but surged in April and May of this year. In fact,…
From: www.fa-mag.com
The Social Security Trust Fund has done quite well in recent years, due to the postwar babies’ surge into the labor force in the last decades of the 20th century while retirees from the low-birth rate Great Depression years were drawing relatively few benefits. The combination of these two forces pushed the Social Security Trust Fund balance from about zero in 1980…
From: www.barrons.com
Financial planners long have counseled retirement savers to keep a blend of bonds and stocks in their portfolios. The bonds kick off income and the stocks provide growth.
That advice now looks in need of a refresh. Bond yields have been bumping around historical lows for around a decade. And…
From: www.marketwatch.com
You’re taking a bet you may not fully realize
How much of your retirement savings are you now gambling on the fortunes of just six companies?
If you’re holding them in an S&P 500 SPX, +0.84% stock market index fund, the answer is: About a quarter.
Go to page: Are you thinking about retiring early?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Life doesn’t always go as planned, and if you’re currently navigating a new set of circumstances that has led you to consider an earlier retirement, it’s important to proceed carefully and thoughtfully.
Is it possible for you to retire early? If so, what’s the best way to go about it?
To start, take a look at these basic considerations…
From: americanlifestylemag.com
We’ve all heard the old adage that on particularly warm summer days, it could be hot enough to fry an egg right on the sidewalk. But sometimes it feels like we could do the same right on our car dashboards, too.
Depending on where you live and how long your car has been sitting, it’s internal temperature could skyrocket to more than…
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