Inflation concerns are not such a big risk to equities right now

From: finance.yahoo.com

Anik Sen, PineBridge Investments’ Global Head of Equities, joins Yahoo Finance Live to discuss outlook on the market amid inflation concerns.

Naming a Trust as IRA Beneficiary: Key Considerations

From: www.wealthmanagement.com

In many, but not all, instances, a trust is a better option than naming an individual.

Trusts are terrific estate planning vehicles that allow individuals to protect and preserve wealth and to pass assets to the next generation. Individual retirement accounts (IRAs) are also useful vehicles that are often used to grow assets free from current income tax and to transfer those…

What Is the Maximum Possible Social Security Benefit in 2021?

From: money.usnews.com

Here’s what you need to do to get Social Security payments for $3,500 per month or more.

The average monthly Social Security payment for retirees was $1,551 in March 2021. But many retirees receive over $3,000 per month from the Social Security Administration, and payments could be as much as $3,895 in 2021.

The maximum possible Social Security benefit in 2021…

Recently Proposed Changes to Federal Estate and Gift Tax Laws

From: retirement.tips

Although most of the action taken by the new presidential administration has centered around getting a handle on the COVID-19 pandemic and stabilizing the economy, Congress may soon have a new focus: tax reform.

Recently, Senator Bernie Sanders proposed major changes to federal estate and gift tax laws. Many tax experts agree that changes…

By Michael Longsdon

Being a retiree is often synonymous with kicking back and enjoying your free time whether that is traveling, working on a hobby, or spending the day doing absolutely nothing. However, you’re a senior looking for a part-time job to keep you active and engaged while also giving you the ability to enjoy your retirement. Of course, there are the extra benefits, too, aside from the obvious extra income, such…

How can high earners save for retirement?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

How much do you earn each year? The answer to that question can affect how you approach saving for retirement.

If you earn above a certain amount, you cannot make direct contributions to a Roth IRA, for example.

Are you wondering about the retirement savings options for high earners? Here are a few details to keep in mind.

9 Ways to Protect Your Retirement Income When Markets Are Volatile

From: www.retirementplanning.net

Most people rely on their retirement savings accounts, such as a 401(k) account or an IRA (individual retirement account), for the non-working years of their life. While these plans supplement Social Security benefits, they are also prone to market volatility. A downturn in the market could have severe implications on your retirement income from these accounts. But since…

4 Things You Can Do to Adapt Your Financial Plan to Market Fluctuations

From: www.financialadvisor.net

Markets are dynamic and continually change owing to a variety of global and domestic factors. These market fluctuations can have a considerable impact on general investment strategies and a portfolio’s worth. A market swing in the positive direction can increase the reward for investors, while a downward strike can augment the risk and reduce overall returns….

What to Know About Custodial Accounts

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Are you wondering about different ways to invest in your family’s future?

A custodial account can help you give your children (or another young family member, like a niece, nephew or grandchild) financial support for their college education.

How Custodial Accounts Work

A custodial account is a type of savings account that allows adults to control funds on behalf of…

By Michael Longsdon

Of all the housing trends out there, one of the healthiest is senior downsizing. Even though it’s a popular and positive concept, actually doing it can be a daunting prospect. Retirement & Estate Advisors & Professionals (REAP) invites you to read on for information on why it’s such a good idea, and how to make it happen so you can thrive.

Why it’s so healthy

Paring down your living environment can be just…