From: www.morningstar.com
Correlations often tend to increase during periods of market stress, making portfolio diversification tough to find when investors need it most. This pattern held true in early 2020 as many major asset classes (except high-quality bonds and cash) moved in tandem during the coronavirus-driven market downturn. And over the past 20 years, correlations have edged up for several asset classes, including…
Retirement comes with a wealth of positive benefits, including time, freedom and extra energy to try new things. But for some, all that extra time can cause feelings of boredom or anxiousness. This isn’t uncommon considering the fulfillment of a full time career or tending to a family are suddenly gone, and can end up resulting in a lost sense of purpose.
While retirement…
Go to page: Retirement Milestones for Your 50s
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
You may have heard that it’s a good idea to save about five to six times your salary by age 50 and seven times your salary by age 55.
While there are no one-size-fits-all rules to follow, a nest egg of this size, along with Social Security, allows many people to maintain their current lifestyle throughout retirement.
No matter how…
Go to page: Giving and Receiving Wealth: What to Know
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
As baby boomers move into and through retirement, they will pass on substantial wealth to younger generations.
This financial shift will impact each generation (and each family) differently, but we’re likely to see a few common themes and trends emerge.
Are you wondering about the ins and outs of transferring wealth thoughtfully? Here are a few details to…
From: www.morningstar.com
Here’s a question I get at least once a week: “I’m dealing with a trust that holds an inherited IRA. Can the trustee transfer that IRA out to the individual beneficiary(ies) of the trust?” The unspoken part of the question is, “….without triggering an income tax?”
The simple answer is yes, in most cases a trustee can transfer an inherited…
Go to page: 4 Ideas for Protecting Your Assets
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
What lies ahead?
It’s impossible to predict the future, but that doesn’t mean you have to feel caught off guard during times of uncertainty.
In particular, when it comes to safeguarding your wealth, there are steps you can take to help protect your assets and find peace of mind.
Here are a few good practices to be aware of.
Go to page: Pro Tips For Selling Your Investment Properties
Do you want to sell your investment properties?
Many property investors want to sell their units after discovering highly favorable market conditions. Selling the properties isn’t usually an exit from investing altogether. Instead, you can put the profits to work and invest in new properties.
Sometimes the conditions are not favorable, yet you still see the need for selling your assets. For instance, you could notice that particular rental units are driving down the performance of…
Go to page: These 3 Expenses Can Surprise Retirees
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Have you thought about the expenses you might have during retirement that weren’t an issue during your working years?
You’ve probably considered whether your overall expenses will be higher, lower or the same, but you may not have dug into the details yet.
Here are a few costs that can sometimes catch retirees off guard.
Income Taxes
While your 401(k) balance…
From: www.lordabbett.com
Lord Abbett muni-bond experts highlight current trends in credit quality, supply/demand dynamics, and relative valuations
In a recent webinar with investors, a panel of Lord Abbett experts, including Partner and Director of Tax-Free Fixed Income Dan Solender, Portfolio Manager Greg Shuman, and Director of Municipal Bond Research Eric Friedland, outlined some reasons why municipal bonds remain a potentially attractive asset class…
A webinar by REAP’s David H. Morgan, MSFS, CFF, RMA, CEP®. Learn more about David here.
In this webinar learn how to protect your retirement from the IRS and avoid running out of money (even if you only have $250,000 saved). Including:
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