David morgan speaks on stewardship at Ormond Beach Presbyterian Church, along with the “First Thigns First” sermon from 11/3/24. Click below to access the video and skip to the 9:45 minute mark to see David’s talk.

Get Ahead of Giving Season: The Benefits of Early Planning with Donor-Advised Funds

From: tifingive.com

The final months of the year signal a surge in charitable giving. Advisors and clients often find themselves caught in a last-minute Giving Season scramble to maximize tax benefits and finalize donation plans by year-end. By encouraging clients to start planning now, financial advisors can help them reduce stress and leverage the advantages of donor-advised funds…

How to Use Short-Term Bonds in Your Portfolio

From: www.morningstar.com

Should you have short-term bonds in your portfolio? Yes. I’d argue that short-term bonds are one of the key asset classes that most investors should own, in addition to cash and large-cap stocks.

In this series on portfolio basics, I’ll explain some of the fundamentals of putting together sound portfolios. I’ll start with some of the most widely used types of investments…

The 2025 Tax Brackets Are Here. See Where You Land.

From: www.wsj.com

It will take more income to reach each higher tax bracket after the roughly 2.8% inflation adjustment

The brackets that determine how much Americans pay in taxes each year are moving up by their smallest amount in a few years.

It will take more income to reach each higher tax bracket after the roughly 2.8% inflation adjustment for 2025, the Internal…

REAP’s Multidisciplinary Financial Approach Helps Guide Clients Into Greater Afluence.

As seen in Fortune, Entrepreneur & Bloomberg Businessweek.

Don’t Be Afraid of Preparing for Retirement

From: wharton.upenn.edu

Wharton’s Stephanie Creary talks with experts from Harvard and Boston University about how to retire successfully and create a life that works for you.

Retirement doesn’t have to be scary.

After investing years of mental, physical, and emotional energy into their work, many employees fear the prospect of retirement. They worry about isolation, a lack of structure, a lack of purpose, even a loss…

6 Lessons From My 6-Week Mini-Retirement

From: www.morningstar.com

Some insights on life and work after taking time off.

I’m not old enough to retire, but I’m definitely old enough to appreciate a change of scenery every once in a while. Thus, I’m fortunate to work for a company that gives employees the opportunity to take a six-week (paid!) sabbatical once every four years. People at Morningstar typically use this time to travel,…

What is an important term to know in financial services? Fiduciary.

Watch one advisor talk about how independent Registered Investment Advisors are obligated to act in the best interest of their clients – continuously, comprehensively, completely.