As we start a new year, many of us have made a resolution to get healthier in 2016. Most New Year’s resolutions are focused on physical health—but financial health is equally important. We contend that advisors are essential to the financial health of their clients. More than ever, they provide immense value, due to the digital advice movement. At the same time, they also are required to better articulate the value they bring to the table. As a company, through our academic work, Capital Sigma, we have studied extensively the areas where advisors provide value.

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