Newsletters

11th Jan, 2018

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Get your taxes ready early and right

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Although the tax deadline is still a few months away, it’s a good idea to gather all relevant documents well in advance of the tax prep rush of early spring. Now is the time to review and organize your annual financial milestones to help ensure a smooth experience.

Review the basics.
A lot can…

28th Dec, 2017

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Check In With Your Retirement Plan

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Preparing for retirement is a cornerstone of any financial plan, but a lot can change as you approach your golden years. That’s why trying a “retirement dress rehearsal” well before you stop working can reveal items to be addressed or give you reasons to adjust your expectations.

Double-check your financial details.
Most people’s anxiety about retirement comes…

4th Dec, 2017

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Financial Considerations for Couples

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Money can be one of the most contentious topics of discussion in a romantic relationship, making open and honest communication vital to overcoming common financial concerns like debt and child-related expenses. What’s the best way to address finances as a couple?

Should you combine your finances or keep them separate?
In the past, the default was for couples…

16th Nov, 2017

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Should you consider setting up a trust?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

You may think of trusts as luxurious financial vehicles for the elite and wealthy, but the variety and versatility of trusts available offer a number of options to anyone with clear ideas about what they want their hard-earned wealth to do.

Trusts Can Allow Greater Privacy
One of the most common uses of a trust…

27th Oct, 2017

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Don’t Let Myths Derail Retirement

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As an individual, you’re unique — and so is your retirement plan. Yet many Americans continue to believe some common retirement myths that have the potential to derail or negatively impact one’s future.

Myth: You only need to plan for retirement. Once you retire, the work is done.
It’s best to think of your retirement plan…

13th Oct, 2017

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How safe is your online identity?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

As Americans increasingly turn to the internet to connect, work and shop, the threat of malicious hackers and identity thieves continues to rise. We in the financial services industry are upping efforts to secure clients’ information, but there are additional efforts individuals must consider as part of a more holistic approach.

30th Sep, 2017

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What is socially responsible investing?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

The demand for socially responsible investing has grown 33 percent since 2014, signaling increasing investor interest in making a positive difference in the world. Is this a passing fad or an investment factor worth considering?

SRI and ESG
Sustainable, responsible and impact investing (SRI) focuses on environmental, social and corporate governance (ESG) criteria in…

15th Sep, 2017

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Should you get travel insurance?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Vacations are worthwhile investments that require logistical and financial planning, often months in advance. What you put in shapes what you’ll get back. So when does it make sense to add travel insurance to your vacation checklist?

Consider the Coverage You Might Need
Most travel insurance policies address three main facets of travel: medical situations, loss/theft…

31st Aug, 2017

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Estate Planning as a Gesture of Affection

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

An uncertain future can be a great motivator for putting together a financial plan. Knowing you’re prepared and that your loved ones will be taken care of after you’re gone can provide peace of mind to everyone involved.

While it’s a tough conversation to have, you can’t afford to put it off. In fact, as the boomer…

18th Aug, 2017

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When It May Be Good to Borrow Money

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

At first glance, the data looks bleak: Nearly three-fourths of Americans are in some kind of debt. While that may sound troubling, consider that not all debt is bad. In fact, borrowing sums of money with a legally bound promise to pay it back can demonstrate trustworthiness to institutions and is often a…