From: marketwatch.com
Some big percentage of voters will be disappointed with what the new president can achieve next year.
But a larger percentage of investors may be even more dissatisfied with their financial advisers.
A recent study from Natixis Global Asset Management shows that investor expectations about the total return they can squeeze from a portfolio remain sky high compared with what advisers…
Go to page: Are you beginning each day with purpose?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Looking for long-term success? Some of the most productive people throughout history — from Benjamin Franklin to Steve Jobs — put useful routines into practice the moment they woke. Just as a financial plan must be customized for each person, so should your morning routine. Personalize the details to suit your goals and lifestyle,…
From: financial-planning.com
(Bloomberg) — Holdings in bond ETFs climbed to records in the U.S. and Europe, spurred by ease of trading and the lure of higher yields in emerging markets.
Bond ETFs now manage $428 billion in the U.S. and $150 billion in Europe, according to BlackRock. The iShares Core U.S. Aggregate Bond ETF also became the first fixed-income ETF to surpass…
Go to page: Life Events That May Require a Plan Adjustment
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
Financial planning is an ongoing process meant to build and protect your wealth as you go through life. Along the way, certain milestones can have an impact on your financial goals. When these crop up, it’s important to consider making adjustments to your strategy sooner rather than later.
While it’s by no means a conclusive list,…
From: financial-planning.com
Rebalancing client portfolios is a strategy most advisers embrace wholeheartedly. Yet sometimes even this seemingly obvious technique takes a measure of courage to implement.
Imagine this scenario: A client comes to the adviser’s office and expresses unhappiness with the funds in her portfolio that have not performed well. The adviser suggests that a rebalancing be done.
“Great, what does that involve?” asks the client.
“Well,” says the adviser,…
There’s nothing that can prepare you for the loss of the spouse. Whether it came as the result of a long illness or happened suddenly, losing your spouse can leave you devastated and confused as what your next steps should be.
To make the process a little more bearable, it’s wise to have a checklist available to guide you through the process. Staying focused will keep you calmer, and can save you time and money….
From: aefonline.org
LEGACY. It’s more than assets left in a will. It is the values and qualities that accompany those assets and endure across future generations. Family legacies are not something built by parents and then passed to their heirs when the time comes, they are built by families working together to embrace and express a shared family ethos.
Engaging the next generation in…
Go to page: Are you going to outlive your retirement savings?
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
“Live long and prosper.” The first half of the famous “Star Trek” salute is easier to achieve than ever thanks to advancements in modern medicine and better information to guide your lifestyle choices. But prospering requires both careful and creative planning to keep up with whatever changes you encounter in your golden years. While it’s…
From: wellsfargofunds.com
If you’ve been thinking that bonds are only a play on interest rates and you’ve been waiting and waiting for a spike in yields to reallocate for the long term, you’ve been waiting for nothing. While waiting for Treasury yields to go up, you’ve missed out on some good income opportunities in credit. Going forward, credit is where we think the opportunity in fixed…
Copyright © 2024 • REAP | Retirement & Estate Advisors & Professionals • All rights reserved
(855) 904-REAP • info@retirementestateplan.com
