Archive for Developer

What Genuinely Confident People Do Differently

25th Dec, 2016

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What Genuinely Confident People Do Differently

From: linkedin.com

True confidence—as opposed to the false confidence people project to mask their insecurities—has a look all its own. One thing is certain: truly confident people always have the upper hand over the doubtful and the skittish because they inspire others and they make things happen.

Whether you think you can, or you think you can’t—you’re right.” – Henry Ford

Ford’s notion that your mentality has a…

5 Social Security Myths That Seniors Are Falling For

25th Dec, 2016

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5 Social Security Myths That Seniors Are Falling For

From: linkedin.com

Social Security is a sensitive topic for people of all ages, but especially for the 65 million Americans who today claim its benefits after paying taxes into the fund throughout their careers. There are a lot of myths around the Social Security program that need to be debunked. Here are some of the biggest that seniors should not fall for or…

Medicare Vs. Medicaid – The Definitive Guide

25th Dec, 2016

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Medicare Vs. Medicaid – The Definitive Guide

From: quotewizard.com

Do you get Medicare and Medicaid confused? You’re not alone. Read our definitive guide to Medicare vs. Medicaid to find out the differences between the two, who’s eligible, and what each covers.

Every year, millions of Americans receive medical assistance through a pair of government funded programs: Medicare and Medicaid. Although they are often confused, they were created to help two separate groups in…

Smith and Barid: Single people may need estate planning more than others

22nd Dec, 2016

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Smith and Barid: Single people may need estate planning more than others

From: businessinsavannah.com

No wife, no kids, no need for an estate plan, right?

Wrong.

Estate plans are actually more important for single people than their married counterparts.

If a married person dies without a will, or intestate, that person’s assets generally pass on to their spouse, which is likely what they would have chosen anyway.

But if a single person dies intestate, the distribution…

Special Needs Trust Fairness Act Becomes Law

21st Dec, 2016

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Special Needs Trust Fairness Act Becomes Law

From: wealthmanagement.com

Individuals with disabilities can create their own self-settled trusts

On Dec. 13, 2016, President Obama signed the 21st Century Cures Act (H.R.34 — 114th Congress (2015-2016)). Section 5007 of the Act, titled “Fairness in Medicaid Supplemental Needs Trusts” incorporates language from the Special Needs Trust Fairness Act of 2015 by adding two words (“the individual”) to an existing statute. With the stroke of a…

Do You Even Know How Bonds Work? Now’s the Time to Brush Up

13th Dec, 2016

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Do You Even Know How Bonds Work? Now’s the Time to Brush Up

From: time.com

Test your knowledge with this quiz.

Bonds have been in the news a lot lately: Yields on 10-year Treasury bonds have risen amid concerns that tax cuts and infrastructure spending in a Trump administration could spur inflation. Meanwhile, Federal Reserve chair Janet Yellen recently told Congress that the Fed could begin moving to boost interest rates “relatively soon.”…

Minimize the Impact of Required Minimum Distributions (RMD)

13th Dec, 2016

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Minimize the Impact of Required Minimum Distributions (RMD)

From: newretirement.com

When we reach the age of 70 ½ we must — in order to avoid tax penalties — take Required Minimum Distributions (RMD s) from IRAs, 401ks and other types of tax advantaged accounts — all retirement accounts funded with pre-tax contributions.

So what exactly is a “Required Minimum Distribution?” Let’s break it down:

Best Investments For Retirement Planning

12th Dec, 2016

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Best Investments For Retirement Planning

From: forbes.com

People invest for many reasons. As a hobby, for their ego’s sake or to meet a medium-term goal, such as paying for college.

All are reasonable choices, as far as that goes. Investing as a form of entertainment is no sin. Certainly CNBC would cease to exist, otherwise.

But most of us have a real, long-term goal. However you choose to express it, retirement, your golden years,…