Check out David Morgan’s video and eBook on Reinventing Retirement:

How Far Could $1 Million Go in Retirement?

From: financeinsights.net

A million dollars used to be the ultimate target for retirement portfolios. Retiring as a millionaire brought status and confidence that you could live comfortably during your golden years.

If you retired with $1 million in 1970, you probably didn’t have to worry about your nest egg running out, even with a lavish lifestyle. It would be like retiring with $6.9…

A Guide to Social Security for Seniors

From: www.caring.com

Whether you’re nearing retirement age, have a significant disability or are struggling to meet your basic needs, you may be entitled to Social Security. This federal program includes several different components that can provide valuable financial assistance regardless of your age. Here’s what you need to know about eligibility and how to claim your benefits.

What Is Social Security?

The…

The Dark Side of Variable Annuities

From: theamericanretiree.com

During your early life, you probably rode the ebb and flow of the market, hoping to hit that investment “home run.” And why not? Even though you suffered losses from time to time, you were confident that you would bounce back, and you knew you had plenty of time to recover before retirement.

As time passes, investing approaches change. Retirement is when most people…

Are Series I Bonds Right for Retirees?

From: retirement.tips

There have been lots of headlines lately about how investing in Series I savings bonds, which offer an initial interest rate of 9.62% through October 2022, can help investors keep up with the current red-hot inflation rate. 

If you’re approaching (or in) retirement, however, are these bonds as good an investment as they are for younger investors? Let’s break…

11 New Findings on How 5 Million Americans Are Saving for Retirement: Vanguard

From: www.thinkadvisor.com

Vanguard on Tuesday released the latest edition of How America Saves, its report on 401(k) plan design and retirement savings habits.

Based on an examination of retirement plan data from 5 million defined contribution plan participants across Vanguard’s recordkeeping business, the report found that while employers have made significant progress in adopting leading plan…

Video: Inflation, Correlation, Duration, and Your Bond Portfolio

From: www.lordabbett.com

In this video, Lord Abbett investment Strategist Joseph Graham examines ways to navigate risk in today’s fixed income environment.

Ultimate Tools to Longevity Risk Planning

From: Joeseph Clark, CFEd®, RFC®

Managing risk is as important today as it has always been. For example, when it comes to our biggest asset, our home, we’re protected with homeowners insurance. When it comes to our cars and the risk of liability in the event of an accident, our autos are insured. And of course, when it comes to our health and the enormous…

Real World Index Annuity Returns

From: Wharton Financial Institutions Center

Abstract

• We offer the first empirical exploration of fixed indexed annuity returns based upon actual contracts that were sold and actual interest that was credited.
• Annuity returns have been competitive with alternative portfolios of stocks and bonds.
• Their design has limited the downside returns associated with declining markets.
• They have achieved respectable returns in more robust equity markets.
• Studies that have…

Retirement Pros Take On Inflation, 4% Rule at Morningstar

From: www.thinkadvisor.com

When it comes to inflation’s effect on retirees, the big concern is health care. For example, at age 65, 10% of savings might be spent on it, but at 85, that jumps to 20%, said David Blanchett, managing director and head of retirement research for PGIM DC Solutions, at Morningstar’s annual conference session, State of Retirement Income,…