The Internal Revenue Service has announced the annual inflation adjustments for a number of taxrelated provisions for 2018, including, of course, the latest tax rate schedules and tax tables. These are the numbers for the tax year 2018 beginning January 1, 2018 (assuming there are no big changes as the result of tax reform). They are not the numbers and tables that…
“This chart shows historical performance of the S&P 500 index throughout the U.S. Bull and Bear Markets from 1926 through 2016. Although past performance is no guarantee of future results, we believe looking at the history of the market’s expansions and recessions helps to gain a fresh perspective on the benefits of investing for the long-term.”
August 14th, 2017 – Economic Update
From: REAP, LLC. | Retirement & Estate Advisors & Professionals
TAME INFLATION PERSISTS
Can the Federal Reserve justify another interest rate hike in the second half of 2017? Given weak inflation pressure, maybe not. The central bank has set a 2% yearly inflation target, but the Consumer Price Index rose only 0.1% in July, resulting in a 1.7% year-over-year gain. Core consumer prices rose 0.1%…
“USADebtClock.com is the current incarnation of our debt monitoring efforts. Begun in 1987 with the Macintosh Desk Accessory (it would be an "app" now) named USDebtDA, we’ve been tracking the debt over the years.
The Value of an Objective Opinion
The Importance of Timing
Although genetics can play into one’s life expectancy, a survey by the Society of Actuaries showed that there is a disconnection between how long people expect to live and the age their oldest family members reached. Despite half of retirees and pre-retirees reporting that they had a family member who lived longer than 90 years, both groups expected to live an average of six years less…
One of the greatest challenges to retirement income is retiring at a market top. The following illustrations show the differences in three portfolios starting at the market top of 1999. It can be difficult to create an income stream in today’s interest rate environment with traditional income sources. These illustrations compare two portfolio’s vs. our Balanced Risk Program that can provide clients with income.
- Morningstar was tracking 881 strategies from 162 firms with total assets of $86.7 billion through December 2016.
- Total assets in these strategies as reported to Morningstar increased 2.2% in the fourth quarter of 2016.
- This marks the fourth consecutive quarter of growth in this space. Approximately $95 million of the $1.9 billion in quarter-over-quarter growth was driven by the addition of new strategies to…
White Paper: An In-Depth Look at Defined Maturity ETFs
From: Guggenheim Investments
As the ETF market has evolved, so too has the depth and breadth of available products.
Defined maturity exchange traded funds (ETFs), a recent structural innovation in the rapidly growing ETF market, have created a wide range of new opportunities for fixed income investors. Today, these ETFs provide sectorspecific exposure to fixed income markets, including segments of the market previously only accessible…