Blog & Helpful Articles

Most recent items are posted below. Please use our 'Categories' menu to find more helpful resources by topic.

16th Feb, 2018

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Do you need to rebalance your portfolio?

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

Crafting the right investment mix is both an art and a science. Not only do you have to consider your future goals, but you also have to take situational factors into account, like your risk tolerance and the current market conditions. To make sure your portfolio keeps its custom fit, it may help to rebalance on…

Debt After Death: Why You Should Think About It When Estate Planning

16th Feb, 2018

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Debt After Death: Why You Should Think About It When Estate Planning

From: blog.epctn.com

If you carry debt, do not assume that your death or incapacity will make it automatically disappear. To the contrary, the money you owe may eat away at the assets you were planning to leave to your heirs or — if you owe a large amount of money — may wipe out your estate completely. Debt comes in…

Economic Update – February 12th, 2018

12th Feb, 2018

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February 12th, 2018 – Economic Update

From: REAP, LLC. | Retirement & Estate Advisors & Professionals

WALL STREET SEES ITS FIRST CORRECTION SINCE 2016

On Friday, the S&P 500 settled at 2,619.55, down 5.16% for the week. Thursday, it entered correction territory just nine days after its January 26 record close. The Dow Jones Industrial Average made even bigger headlines last week by taking two 1,000-point drops within four days, the…

Hello, volatility, welcome back to the market

12th Feb, 2018

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Hello, volatility, welcome back to the market

From: www.seattletimes.com

Lost amid the easy move up of 2017 and the hot start to record highs in January was that the market had gotten, well, boring.

When the Dow Jones industrial average finished its 1,175-point drop on Monday, Peter in Seattle checked the balance in his 401(k) plan.

He had lost roughly $12,000 on the day. He was scared.

Jack in Braintree, Massachusetts — a 20-something who…

Tips That Help You Select the Best Financial Advisor

6th Feb, 2018

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Tips That Help You Select the Best Financial Advisor

From: Paladin Research

There is a right way and a wrong way to select a financial advisor:

• The right way: You control the process you use to select an advisor
• The wrong way: You let the advisor control the process

The wrong way creates a major, hidden financial risk. When you let financial advisors control the process there is an increased risk you will select the…

Planning for Retirement Plans and IRAs: Asset Protection

1st Feb, 2018

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Planning for Retirement Plans and IRAs: Asset Protection

From: www.aaepa.com

As I discussed in last week’s blog, retirement assets, including 401(k)s, IRAs, etc., comprise a large portion of the average American’s wealth. Planning for these assets is critical, not just due to their value, but also due to their special nature.

Traditional IRAs and 401(k)s and the earnings on them are tax-deferred. Roth IRAs and 401(k)s are tax-free. However, there’s another characteristic of…